Russell Investments – Win a MINI 2018 Promotion

Participation / entry in this promotion is deemed acceptance of these Terms and Conditions ("Terms and Conditions"). Information on how to enter and the prize form part of these Terms and Conditions.

The Promoter

Russell Investments Employee Benefits Pty Ltd ABN 70 099 865 013, AFSL 220705 ("REB"), of Level 29, 135 King St, Sydney NSW 2000. Phone 1800 555 667 ("The Promoter").

Who Can Enter?

The promotion is only open to Eligible Entrants. An "Eligible Entrant" is an individual who:

  1. is a resident of Australia aged 16 years or older as at time of entry; and
  2. is not an employee of the Promoter or any of its related corporations or any of their agencies associated with the promotion (or a spouse, defacto spouse, parent, child or sibling [whether natural or by adoption] of such an employee); and
  3. is a member of the Russell Investments Master Trust for all or part of the Promotion Period and at the time of the Prize Draw on Monday 21 January 2019.

Notwithstanding any other provision of these conditions, a person ("Person") is not entitled to enter this promotion if:

  1. the Promoter has formed the opinion that the Person has breached the conditions of entry of a previous contest run by the Promoter; and
  2. the Person has been given written notice by the Promoter stating that, as a result of such opinion of the Promoter, the Person is ineligible to enter contests, competitions or promotions conducted by the Promoter.

Any Person referred to in this clause shall remain ineligible to enter a contest, competition or promotion conducted by the Promoter until such time as when the Promoter provides written notice to that Person stating otherwise.

If there is a dispute as to the identity of an Eligible Entrant, the Promoter reserves the right, in its sole discretion, to determine the identity of the Eligible Entrant.

Promotion Period

00:00 hrs (AEST) on Thursday 1 March 2018 to 24:00 hrs (AEDST) on Friday 21 December 2018 ("Promotion Period"), where 00:00 hrs is the start of a day and 24:00 hrs is the end of a day.

Entry Method

Entry into the promotion is automatic where an Eligible Entrant, during the Promotion Period satisfies the Entry Criteria as set out below.

Any person who submits an entry who would otherwise be an Eligible Entrant but who does not wish to enter the promotion may advise the Promoter by telephoning 1800 555 667 and that entrant will be deemed ineligible to enter the promotion.

The Promoter is not responsible for any late, lost, incorrectly submitted, delayed, ineligible, incomplete, corrupted or misdirected entry whether due to error, transmission, interruption or otherwise.

The time of entry will be deemed to be the time the entry is received by the Promoter.

Entry Criteria

Eligible Entrants are granted one (1) entry into the promotion by consolidating their superannuation from another superannuation account into their account in the Russell Investments Master Trust during the Promotion Period. If the consolidated amount is less than $2,000, it must be comprised of all of the entrants’ superannuation in a single account in order to be eligible for the purposes of entry. For the removal of doubt, another superannuation account means an account that is not an account in the Russell Investments Master Trust.

Subject to these conditions, an Eligible Entrant may only enter the promotion once during the Promotion Period, that is, the Eligible Entrant will have one (1) entry in the promotion.

Prize Draw Details

The prize draw will take place at Anisimoff Legal, Suite 5, Erina Plaza, 210 Central Coast Highway, Erina NSW 2250 at 16:00 (AEDST) on Monday 21 January 2019.

Prize Pool

The total prize pool is valued at $34,738.70 RRP.

Prize Details

The first valid entry drawn will win a 2018 MINI 3 Door Hatch in Electric Blue (Manual Transmission) valued at up to $34,738.70 RRP drive away (inclusive of GST as at 30/01/2018). Prize includes all on-road costs relevant to winner’s state (e.g. stamp duty, CTP, registration, dealer delivery).

Estimated drive away price includes twelve (12) months registration and compulsory third party insurance, govt duty and the lowest dealer delivery charge for the winner’s state or territory (or the winner’s nearest state or territory). Prices may vary depending on the winner’s individual circumstances. Prize to be delivered to the nearest authorised dealership to the residential address of the winning entrant as listed on their member record, or a dealership of the winning entrant’s choice. Additional insurance, options, petrol and all other ancillary costs are the responsibility of the winner.

Winner Notification and Publication

The winner will be notified by phone and in writing (by email or letter) within two (2) business days of the Prize Draw. Their name and state/territory of residence will be published on the Russell Investments website ( from Wednesday 23 January 2019 and will remain published on the website for a period of not less than 28 days.

Eligible Entrants are responsible for keeping the Promoter informed of any changes to their contact information during and immediately following the Promotion Period. In the event a winner cannot be contacted, the Promoter will continue to attempt to contact the winner up until the Prize Claim Date outlined in these terms and conditions.

Prize Claim Date and Time

The prize must be claimed by 16:00 (AEST) on Monday 22 April 2019.

Unclaimed Prize Draw Details

A draw for the prize if unclaimed will take place at 16:00 (AEST) on Monday 22 April 2019 at the same location as the original draw, subject to any direction from a regulatory authority.

Unclaimed Prize Draw Winner Notification and Publication

The winner of the Unclaimed Prize Draw will be notified by phone and in writing (by email) within two (2) business days of the Unclaimed Prize Draw. Their name and state/territory of residence will be published on the Russell Investments website ( from Friday 26 April 2019 and will remain published on the website for a period of not less than 28 days.

Permit Numbers

Authorised under trade promotion permits: NSW LTPS/18/22100, ACT TP18/00277, SA T18/227

Other Information

All entries will be the property of the Promoter. The information Eligible Entrants provide will be used by the Promoter for the purpose of fulfilling the prize and otherwise administering the Promotion. The Promoter may disclose entrants' personal information to third parties including but not limited to its contractors, agents, service providers, prize suppliers to assist in conducting the Promotion or communicating with Eligible Entrants and as required, to Australian regulatory authorities. Entry is conditional on providing this information. 

If the information requested is not provided, the Eligible Entrant may not participate in the Promotion or claim a Prize and their entry may be discarded. It is a condition of entry into the Promotion that the winner consents to the publication of their name and city of origin in any advertisements or articles relating to the Promotion or the Prize and participates in any media releases which may include photographs of the winner by the Promoter. By entering this promotion, Eligible Entrants consent to the use of their names and likenesses in this manner.

Personal information collected from Eligible Entrants in this Promotion is subject to the Promoter's privacy policies, which can be found at and will be handled in accordance with all applicable laws in Australia. The Promoter will not disclose entrant’s personal information to any entity outside of Australia. 

If requested by the Promoter, Eligible Entrants and the winner must participate in all promotional activity (such as publicity and photography) surrounding this Promotion or their winning of a prize, free of charge, and they consent to the Promoter and its associated companies and agencies using their name and image in promotional material. If for any reason the conduct or operation of the Promotion is interfered with or disrupted in any way (including by vandalism, power failures, natural disasters, acts of God, civil unrest, strikes, computer bugs or viruses, tampering or technical failures), the Promoter reserves the right, in its sole discretion, to the fullest extent permitted by law: (a) to disqualify any Eligible Entrant; or (b) subject to any written directions from a regulatory authority, to modify, suspend, terminate or cancel the promotion, as appropriate.

All of the Promoter's decisions are final and no correspondence will be entered into.

Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the States and Territories of Australia (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.

Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or Eligible Entrant; or (f) use the prize.

The winner may be liable to declare the Prize for taxation purposes and will be liable for any tax payable in respect of a Prize. Eligible Entrants should seek independent financial advice in relation to any tax payable on the Prize and the potential impact on their personal financial situation prior to entering the Promotion.

The prize is not transferable or exchangeable and cannot be redeemed for cash or any other form of compensation. The value of each prize is accurate as at the commencement of this Promotion. The Promoter accepts no responsibility for any variation in the value of a prize after that date. If a prize is unavailable for any reason, the Promoter may substitute it for another item of equal or higher value, subject to the approval of the relevant authorities in the Relevant State(s), if required. The Promoter accepts no other liability or responsibility for any loss incurred by a winner or any other party if any prize (or any part of a prize) is unavailable for any reason.

The Promoter and its associated agencies and companies will not be liable for any damage to or delay in transit of the prize.

If the winner is, through any legal incapacity or otherwise, unable to register the car in their own name, then the winner may assign the car to another person (who consents to such assignment) with legal capacity for the purpose of registration. The Promoter takes no responsibility for any such arrangements between the Major Prize winner and the assignee. The Major Prize winner must provide the Promoter with certified copies of all required documentation as required by the Promoter before the car is awarded. It is a condition of accepting the prize that the Major Prize winner may be required to sign a legal release in a form to be determined by the Promoter in its discretion.

Once the prize has left the prize supplier’s premises, the Promoter takes no responsibility if this prize is damaged, delayed or lost in transit.

It is a condition of accepting the prize that the winner must comply with all the conditions of use of the prize and the prize supplier’s requirements.

MINI is not a participant in or sponsor of this promotion.
MINI Cooper is a trademark of BMW Group.

NSW Permit No. LTPS/18/22100. ACT Permit No. TP18/00277. SA Permit No. T18/227

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