Factsheets


Fact sheet: Contribution limits

24/09/2020
There are limits that restrict the amount you can contribute to superannuation in any particular year before incurring additional tax. These limits apply to both concessional (before-tax) contributions and non-concessional (after-tax) contributions.
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Fact sheet: Super co-contribution

25/08/2020
Making voluntary contributions to your superannuation could boost your balance in more ways than one. You could qualify for a bonus top up from the Australian Government.
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Fact sheet: Leaving your employer

28/03/2020
This fact sheet outlines what you need to know when you leave your employer and how iQ Super can help you keep your superannuation on track.
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Fact sheet: Insurance cover on leaving your employer

28/03/2020
What happens to your insurance cover when you leave your employer? It continues. We look at why this happens, what role occupational categories play in it, and how you can opt out.
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Fact Sheet: Understanding Volatility

3/03/2020
When financial markets experience an upward or downward spike it can be difficult not to get caught up in the hype. But when it comes to your superannuation, the best strategy is to remain focused on the long term.
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Fact sheet: Salary sacrifice vs after-tax contributions

30/10/2019
Deciding how to make contributions to superannuation can be difficult. We look at the benefits and limitations of salary sacrifice versus after-tax contributions to help you decide the best option for you.
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Fact sheet: Ease yourself into retirement

30/10/2019
Did you know you can access an income from your superannuation before you stop working, using what's called a transition to retirement strategy?
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Fact sheet: Dispute resolution

26/02/2019
There’s a simple way to resolve any issues you have with us.
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Fact sheet: Your Death benefit

29/01/2019
A death benefit provides an important financial safety-net for your family.
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Fact sheet: Your Total and Permanent Disablement benefit

28/11/2018
Safeguarding your financial future in the event of your disability.
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TRM Complaints Charter

16/10/2018
Making a complaint is simple and easy. You can make your complaint by telephone, letter or email.
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Fact sheet: Your Income Protection benefit

24/07/2018
Your Income Protection benefit provides important protection if you are temporarily unable to work because of an illness or accident.
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Fact sheet: Departing Australia Superannuation Payment

18/07/2018
If you are a temporary resident departing Australia, you can take your super with you.
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Fact sheet: Nominating your beneficiary(s)

18/07/2018
Make sure the ones you love have financial security in the event of your death.
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Fact sheet: Spouse contribution splitting

18/07/2018
You can transfer some of your super contributions to an account for your spouse which may save tax or allow you to access your super earlier.
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Fact sheet: Redundancy and your super

18/07/2018
Redundancy can happen to anyone, at any time. If you’re facing redundancy, you’ll have some important financial and lifestyle decisions to make. Your superannuation is one thing you won’t need to worry about.
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Fact sheet: Concessional contribution limits for defined benefit members

16/07/2018
Concessional contribution limits set the amount you may contribute to superannuation before incurring additional tax. As a defined benefit member, you should check if you will exceed this limit, especially if you are salary sacrificing additional amounts to your super.
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Fact sheet: Consolidate your super

16/07/2018
Consolidating your superannuation accounts could save you time and money.
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Fact sheet: Protecting your super

16/07/2018
Wondering why we always ask who you are? It's to make sure your money always goes where it belongs.
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Fact sheet: When you can access your super

16/07/2018
Superannuation is designed to fund your retirement, so there are restrictions surrounding when and how you may access it.
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Fact sheet: Choice of superannuation fund

16/07/2018
Choosing a superannuation fund can be a daunting task, so it's important to be well informed when you make your decision.
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Fact sheet: Making electronic contributions

16/07/2018
Using BPAY to make contributions to iQ Retirement.
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Fact sheet: Minimum pension limits

16/07/2018
The legislation provides that members who are in receipt of any account-based, allocated and market linked (term allocated) pensions must receive a minimum payment amount per year.
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Fact sheet: Financial adviser checklist

16/07/2018
We’ve developed a checklist that gives you all the information you’ll need to understand the process and get the most out of your financial planning meeting. Make sure that by the end of the meeting all your questions are fully answered.
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Fact sheet: Understanding how your super is taxed (for high income earners)

16/07/2018
An overview of how the Division 293 tax works and how it may apply to you.
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Fact sheet: Superannuation basics

16/07/2018
This fact sheet answers some common questions that people who are new to the superannuation system may have.
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Compliance Letter

1/01/2017
This letter is to certify that the Russell Investments Master Trust is a complying resident regulated superannuation fund.
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