Need a hand to make sure you’re all set for a great life after work?
How advice is helping Anita retire with more
What type of advice is right for you?
Are you making the most out of our investment expertise?
Prepare for your first meeting with an adviser
When you meet an adviser for the first time, make sure you are prepared, so you get the best result from your meeting.
Getting to know you—and what you want to achieve
Your adviser will begin with some easy questions about your age, any dependants, and investments and/or debts; and then move to deeper questions like your financial goals, your attitude to risk and your expectations around retirement.
A recommendation just for you
Once your adviser has a clear picture of your objectives, they will identify any issues and gaps in your finances.
Statement of Advice
The next step is for your adviser to prepare a Statement of Advice, outlining their recommendations.
Time to act
If you are comfortable with what's in your Statement of Advice, your adviser will give you all the support you need to implement their suggestions.
Reviewing your advice
Make sure to regularly review the advice you get, so it stays up-to-date with your changing needs and objectives.
Don't be afraid to ask questions about anything you don't understand or want to know more about. Start with these.
- What can I expect from this meeting?
- What qualifications do you have?
- Can you provide a copy of your Financial Services Guide?
- What’s your approach to providing advice and how can I be sure it will continue to satisfy my needs?
- What fees will I be charged and what are they for?
- Can you give tax advice?
- What if I have concerns about the outcome of this interview?
ASIC’s MoneySmart has a comprehensive list of questions that cover financial qualifications, client needs, fees and incentives.