Combine
COMBINE

Combine your super and save on fees. Multiple accounts mean you’re paying multiple sets of fees. That’s why it’s so important to get your super together.

See where your super is hiding

If you’ve ever changed jobs, held a part-time or casual job, or relocated without letting your super fund know your new address, chances are you’ll have some lost super. Visit the ATO website to check if you have lost or unclaimed super online.

Simplify your life admin

One super account means one account to monitor and manage, which will give you a greater sense of control over your financial future and where you’re heading.

Watch the extra dollars add up

When it comes to your super, together is better. Cutting out extra fees will help you take advantage of the power of compound interest to grow your balance faster.

Combining is easier than ever


Log in online or using our app.

3Tell us the accounts you want to combine. You’ll need your other funds’ member number.

2
Click submit. Done!

And an important reminder… before you combine your super with us, you should find out about exit or withdrawl fees your other fund might charge, as well as any entitlements or insurance cover that might stop when you close your account.

Log in and combine

Meet Rachel, the 2018 MINI Winner

When iQ Super member, Rachel picked up the phone and was told that she’d won a MINI Cooper simply for combining her super with the Russell Investment Master Trust she could not believe her luck!

Rachel was starting a new job and had a conversation with her HR Manager about the benefits of combining super into one account.

“I believe I had three or four superannuation funds, from when I first joined the workforce as a teenager to now. I was losing so much money down the drain each year, simply by having these multiple accounts. When I started my new job, I felt really motivated to take control of my super and Russell Investments made it so easy”

Expert advice can make a big difference for your peace of mind.

Our advice offer is designed to help you maximise your financial position.

We offer expert, phone-based advice on a single super-related issue, as well as Retire Ready meetings—both at no cost to you.

And we’ve partnered with senior financial advisers to offer personal financial planning. Your first meeting is free.

Call 1800 555 667.

Got a good reason for having multiple accounts? Just be sure…

BUSTED

I’M DIVERSIFYING AND PROTECTING MY SUPER

Your super is already diversified across regions, asset classes, managers and underlying assets. And protections offered by the Government mean it’s nearly impossible for a super fund to go bust.

BUSTED

SUPER’S LIKE ANY OTHER INVESTMENT

Not quite. Super is a tax structure offering significant tax advantages designed to encourage saving for retirement. Super contributions are usually taxed at a lower rate than your salary, so more of each dollar you invest in super stays with you and less goes to the ATO.

BUSTED

I’M NOWHERE CLOSE TO RETIREMENT

You’re at least a quarter of a century from retirement, so you have time and compound interest on your side—use it! You also have the power to make a real difference to your life savings without putting your hand in your pocket.

Easy ways to combine

Online

Log in to do
it online.

Log in

Mobile app

Use the app to combine on the go. Free from the app store.

Download app

Phone

Call us on 1800 555 667 or request a call back.

Request call back

Mail

Get the form here.


Download form