Navigating volatile markets

With recent global events causing ongoing market volatility, it’s understandable to feel concerned about your super. But it’s important to remember: super is a long term investment.   

History shows that market ups and downs – while unsettling – are a normal and expected part of long-term growth.  

Our investment team actively monitors global financial markets on a daily basis and is highly experienced in managing portfolios through periods of volatility. Our diversified approach is designed to help manage risk across different market conditions, while remaining focused on the long-term objectives of our members.

If you would like to learn more about how markets behave during periods like this, you can refer to our Understanding Volatility fact sheet.

When headlines look alarming and markets fluctuate wildly, doing nothing can often be the best course of action. 

Markets have been unsettled by a range of factors – including the ongoing  Iran conflict – and economic data has added to the unease.  

While it may be tempting to “do something” to protect your nest egg, history reminds us that events like recessions, natural disasters, financial crises, and pandemics have all triggered volatility – and in each case, markets have recovered over time.  

Emotional, panic-driven decisions made during turbulent periods can derail long-term progress. Staying focused on your goals is key.

1. Avoid ‘knee-jerk’ reactions: Switching investment options or moving to cash during periods of market volatility can lock in losses and risk missing the recovery.  
2. Play the long game: The further you are from retirement, the less short-term market moves matter. Super is designed for decades.  
3. No one can time the market: Even experts can’t predict the market’s short-term moves. Missing just a few days of gains can impact your long-term returns.   
4. Diversification matters: Spreading investments across multiple asset classes reduces risk. Our GoalTracker (MySuper) investment option is diversified across asset classes and designed to support your long-term goals. 

If you prefer to choose your own investments, you have access to a range of investment options across diversified, sector, responsible and third-party categories.