Combine your super

Combine your super and save on fees. Multiple accounts mean you're paying multiple sets of fees, and spending time and efforts managing different accounts. Why not get your super together and simplify things?

What are the benefits of combining super?

Diversification

Save on fees and watch the extra dollars add up

When it comes to your super, together is better. Cutting out extra fees will help you take advantage of the power of compound interest to grow your balance faster.

Income generation

Simplify life admin and make super easier to manage

One super account means one account to monitor and manage.
It will give you a greater sense of control over your financial future and where you’re heading.

Important reminder

Before you combine your super, you should find out about exit or withdrawal fees your other fund/s might charge, as well as any entitlements or insurance cover that might stop when you close your other account/s.

Looking for our fund details

What’s more, combining your other super into your iQ Super account means you get to make the most of a range of great benefits, such as:

  • the big investor advantage, to tap into award-winning global investment expertise
  • GoalTracker® simply a betterway to do super
  • Super Tracker App to manage super on-the-go
  • Retire Ready meetings, one-on-one meetings to help you prepare for retirement
  • an extensive advice offer—general advice, phone-based advice and personal financial planning
  • reliable and relevant information from the super experts, and
  • award-winning super and retirement offers.

Lost and unclaimed super

How can super get ‘lost’?

Strange as it may sound, super can get lost or go unclaimed. In fact, there’s $16 billion in lost and unclaimed super money with the Australian Taxation Office (ATO)1—some of it might be yours. So, how does it happen?

  • If we have no way of contacting you,
  • if your account has been inactive (with no super contributions or rollover amounts) in the last five years, or
  • if another fund has transferred your super account to us and we have no new address for you,

we would pass on your details to the ATO, who would record you as a lost member.

You can find your lost super through the ATO.

Find your lost super

Combining your super is easy, here's how

Diversification

Log in to your online account.

Income generation

Choose which accounts to combine.

Income generation

Submit and you’re done!

Combine your super through your online account

Other ways to combine

Super Tracker App

Use the Super Tracker App – download on the App Store or on Google Play.

Rollover form

Use the Rollover Form.

Useful resources

1 Check your myGov account for your share of $16 billion in lost and unclaimed super, ato.com.au

Russell Investments' ownership is composed of a majority stake held by funds managed by TA Associates Management, L.P., with a significant minority stake held by funds managed by Reverence Capital Partners, L.P. Certain of Russell Investments' employees and Hamilton Lane Advisors, LLC also hold minority, non-controlling, ownership stakes.

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