Set a goal

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Your choice Your goals GoalTracker Video series

Setting a goal is a great way to turn your dreams into reality. It makes you think about what you want to achieve, how and when you want to achieve it, and most of all it's a great motivator to do better. Why not apply goal setting to your super as well?

Your choice

It’s the first step

Whether you’ve just started out in the workforce or you’re nearing retirement, the choices you make now can make a big difference to your future. After all, your super is designed to help fund your lifestyle in retirement. But how do you know if your super is on track to pay for your lifestyle in retirement?

Setting a goal is the first step to visualising what lifestyle you want to live in retirement and if you’re on track to achieve it.

Your goals

Long-term vision, short-term motivation

We all know that goals can change the way we live, eat and even manage our day-to-day finances. There are apps to track our steps, our sleep and our spending. So, why are goals so effective?

Purpose

Setting goals is an effective way to give us direction and something to aim for. It keeps us focused and provides clarity on what’s important.

Motivation

Having goals can make us feel motivated to stay focused on what we need to achieve to take control of our future.

Satisfaction

Personal satisfaction that the goal has been achieved!

The good news is you can apply this know-how to your super.

With our latest award-winning innovation GoalTracker®, you can easily and painlessly set a goal for your future. And the best part? Once you’ve set your goal, we build your super around you to help you achieve it. 

Goaltracker

How you can set a meaningful goal for your super with GoalTracker

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Get a clearer picture of your future

By telling us more about yourself, we will show you the annual income you’re currently heading for in retirement.

people trio

Set a goal

Through a mixture of images and words, you tell us whether you expect to cover the basics, live comfortably or be aspirational across a range of lifestyle categories. We then turn your choices into a meaningful, tangible annual income goal for retirement.

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Track your progress

You can check how you’re tracking to your goal at any time, helping to keep you motivated and take positive action towards your future.

Video series

Set your goal today

Designed to take the guesswork out of super, GoalTracker is all about setting goals, tracking to those goals and bridging any gaps. The GoalTracker video series is a helpful way to learn more about how it comes together and how it can help you to achieve a great life after work

we all know technology is constantly changing to help us live a better life and most of us track our steps sleep spending or calories now sorting out and keeping track of your super doesn't have to be such hard work anymore imagine you could get a clearer picture of what life after work might be like and how to get and stay on track to make it happen introducing goal tracker personalized super built around you how does the goal tracker program make managing your super a whole lot easier using your online account or the mobile app it starts with two simple steps first tell the my tracker tool more about yourself like whether you have other super or investments to fund your retirement and what age you'd like to stop work those details are then used to show the annual retirement income you're currently heading for next using a mixture of images and descriptions it helps you set a goal by working out how much you'll need to fund the lifestyle you want in retirement the next step is to see whether you're on track to reach your goal or any difference between what you have now and what you need to get there then comes the smart stuff where you can let us help take the guesswork out of investing your super savings based on all the information you've provided and the goal you've set we also check in regularly to show you how you're tracking prompting you to do the things that can help you to get and stay on track together it makes super easier to understand simpler to manage and improves your confidence in a great life after work goal tracker a better way to do super you

Introducing GoalTracker - personalised super, built around you.

goal tracker personalized super built around you how does it make managing your super a whole lot easier using your online account or the mobile app it starts with two simple steps first tell the my tracker tool more about yourself like whether you have other super or investments to fund your retirement and what age you'd like to stop work let's take a closer look from the dashboard click get a clearer picture and then get started to tell us more about yourself you'll be asked if you have any super savings with another fund and if so how much this allows us to estimate how your total super savings will grow then we'll either confirm the current salary we have on record for you or ask you to enter your total annual salary including bonuses and commissions and another question to help us estimate how much you contribute to your super next is whether you expect to own your own home by the time you retire and then whether you have any other assets to fund your retirement like term deposits shares or investment properties this allows us to estimate your age pension entitlements finally you can choose the age you would like to stop working noting that you must reach your preservation age before you can access your super all of those details are then calculated to estimate the approximate annual retirement income you're heading for that's really handy to know but is it enough so the next step is to help you set a goal for how much you'll need to fund the lifestyle you want in retirement click the set a goal button to get started using a mix of images and descriptions you can choose how you'd like to live in retirement across eight lifestyle categories you choose whether you expect to cover the basics live comfortably or be aspirational in retirement the lifestyle categories include time away dining out leisure health transport personal care and clothing housing costs and food and groceries we use those selections to calculate the estimated retirement income you'll need to live that way you can go back at this point and adjust any of your answers or set and confirm your goal you'll then see your personalized tracker that shows the approximate income you're currently heading for and your goal income it will show you clearly whether you're on track to your goal or how far you're tracking behind now if you're tracking behind your goal or just wish to maximize your potential we can help you explore your options to get on track there's two key things you can do at this point one is to review your investment options and we can help you take the guesswork out with goal tracker plus which we'll cover in another session the other thing you can do is use my tracker to simulate the potential impact of different strategies to boost your super savings firstly you can explore the impact of contributing extra by choosing an amount of annual before tax contributions annual after tax contributions and one-off contributions you can also simulate the impact of changing the age you wish to retire or your annual income goal amount at any time you can hit calculate to simulate what impact your selections could have on your estimated retirement income if you then hit complete and view summary your simulated changes will be saved to the communication section of my account for future reference if you decide to implement any of the strategies you can edit the details in your goal tracker profile to change things like your income goal amount or planned retirement age goal tracker a better way to do super

Here's a quick guide to the MyTracker tool. It's time to set and achieve your goals.

imagine you could get a clearer picture of what life after work might be like and how to get and stay on track to make it happen introducing goal tracker personalized super built around you let's explore how to bring it all to life after you've used the my tracker tool to complete the first two steps to tell us more about yourself and set a retirement income goal you'll have a personalized tracker that shows you the approximate annual retirement income you're currently heading for compared with your goal income it will show you clearly whether you're on track to your goal or how far you're tracking behind if you're tracking behind your goal or just want to maximize your potential we can help you explore your options to get on track one is to review your investment options and we can help to take the guesswork out with goaltracker plus goaltracker plus offers you personalized advice for the investment strategy on your super account and needs your consent to kick into gear so how does goal tracker plus work using the information you provided like your account balance age and gender salary and more gold tracker plus will recommend the appropriate mix of growth and defensive assets known as your investment strategy to get you started you can then activate goal tracker plus which implements your personalized investment strategy reviews your investment strategy to ensure it's still appropriate every three months checks in regularly to inform you how your super is invested and check if your circumstances have changed goal tracker a better way to do super

Discover GoalTracker Plus for a personalised investment strategy.

Set and track your goals today

Simply log in to your online account and go to GoalTracker.

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      Russell Investments' ownership is composed of a majority stake held by funds managed by TA Associates Management, L.P., with a significant minority stake held by funds managed by Reverence Capital Partners, L.P. Certain of Russell Investments' employees and Hamilton Lane Advisors, LLC also hold minority, non-controlling, ownership stakes.

      On July 2, 2026, Russell Investments Group, Ltd. (“Russell Investments”) entered into a definitive agreement and plan of merger (the “Transaction”) pursuant to which Russell Investments will be acquired by a consortium led by B Capital Group Management, L.P. that includes California Public Employees Retirement System. The Transaction is expected to close by the end of Q1 2027, subject to the receipt of regulatory approvals and other customary closing conditions.

      © Russell Investments Group, LLC. 1995-2026. All rights reserved. This material is proprietary and may not be reproduced, transferred, or distributed in any form without prior written permission from Russell Investments. It is delivered on an "as is" basis without warranty.