Give your participants a place to start: Target replacement income rate multiplied by 30%. Simply put: TRI 30

Defined contribution (DC) plan sponsors who have encouraged plan participation with educational materials and plan design features such as auto-enrollment have also helped participants understand the need to save for retirement. But participants still struggle with how much to save.

This paper offers DC plan sponsors a practical approach to guiding participants toward appropriate individual savings rates, which we call "TRI 30."

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