iQ Retirement

Retiring is a momentous life event, and life after work can be all that more rewarding when you’re financially secure. Step 1? Getting your super to pay you a regular income, using our retirement offer, iQ Retirement.

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Why should you join iQ Retirement?

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Get an income from super while working

If you have reached your preservation age, you can use iQ Retirement to set up a transition to retirement (TTR) strategy to access your super while you're still working. iQ Retirement combines a contribution account with a pension account, so you can contribute to your super while drawing a pension at the same time.

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Get an income from super after retiring

If you have reached your preservation age and are no longer working, you can use iQ Retirement to access your super to start a full pension. It comes with a contribution account so you can roll your other super accounts into your account to fund your pension and a pension account to pay you a regular income.

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Choose how you want to invest

Select from a range of investments, including pre-mixed, or build your own options that align to your needs. From Diversified and Sector options to, Responsible and Third Party options, you can choose from a variety of options. With the Diversified options, you can switch up to five times a year at no additional cost.

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Family linking for lower fees

If you are linked to another family member’s account in iQ Retirement, you can reduce your administration fees. Family linking allows you to combine your account balances for the purpose of calculating administration fees, which are reduced on amounts over $500,000. Any fee reduction will apply proportionately to both you and the family member.

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Easy to use

View, transact and manage your account online, anytime, anywhere. You can change the amount and frequency of your regular pension payments, request an ad-hoc amount be paid from your Pension Account, request to switch your investment options, change your nominated bank account and update your personal details—all via your online account.

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Advice to suit your needs

You may simply want an answer to a question or you may want an analysis of your full financial picture. From general advice and one-on-one Retire Ready meetings to a personal recommendation over the phone and comprehensive advice, our advice offer has plenty of options.

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One account for life

If you’re already a member of iQ Super and are ready to retire, transferring your super to an iQ Retirement account is easy. It cuts down on the time, energy and the paperwork you’d have to spend setting up a retirement account with a different provider.


Investment options and performance

Find out how iQ Retirement has been performing since its inception, for both pension and contribution accounts. 

  • Personalised option – GoalTracker® (available for contribution account only)
  • Diversified options
  • Sector options
  • Responsible options
  • Third Party options

Find out more


Join iQ Retirement today!

If you'd like to join, let us know and we'll contact you within three business days to help get you set up for your retirement.

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Our achievements


Don’t just take our word for it. See our awards and recognition.

For further information about the methodology used by Chant West, see


We're here to help

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Already a member?

Log in to access your super or retirement account and sort your super online.

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Got a question?

Call us on 1800 555 667 or email us and we'll get back to you.

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