Terms of use

Information on this Site

This website is a publication of Russell Investments Canada Limited ("Russell Investments"). The information contained herein (the "information") has been obtained from sources that we believe to be reliable, but its currency, accuracy and completeness are not guaranteed. The information is subject to change without notice. Russell Investments reserves the right at any time and without notice to change, amend, or cease publication of the information. The content of this website is for general information purposes only and is not intended to provide specific individual advice. It is made available on an "as is" basis. Russell Investments does not make any warranty or representation regarding the information and will not be held liable for inaccuracies in the information presented.

All materials contained on this website are proprietary to Russell Investments and any unauthorized use of the contents in whatsoever manner is strictly prohibited.

Information About Mutual Funds

The Russell Investments funds are offered through registered investment professionals in each relevant Canadian jurisdiction. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments.

The indicated rates of return are the historical annual compounded total returns including changes in share or unit value and reinvestment of all dividends or distributions, and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any security holder that would have reduced returns. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Money market mutual fund securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment will be returned to you. Past performance may not be repeated. Even though all investments carry some level of risk, we believe risk can be managed through multiple levels of diversification. As with any type of portfolio structuring, attempting to reduce risk and/or increase return could, at certain times, unintentionally reduce returns.

Please read the relevant prospectus or offering document before investing. Copies of each fund's prospectus or offering document are available from your investment advisor or Russell Investments Canada Limited. Additional information about the prospectused funds is available in the Annual Information Form, management reports of fund performance and financial statements of those funds. These documents are incorporated by reference into the fund's prospectus, which means that they are legally part of the prospectus, just as if they were printed as part of it. You can obtain a copy of these documents at your request and at no cost by calling Russell Investments toll free at 1-888-509-1792 or by sending us an email at canada@russellinvestments.com.

Non-Canadian Investors:

This website is solely for investors resident in Canada. If you do not reside in Canada you may find more information about products and services available within your jurisdictions by going to Russell Investments' worldwide site, https://russellinvestments.com.

No Offer & Suitability

Unless otherwise expressly stated, the materials and information posted here are presented for informational purposes only, and are not an offer or solicitation for the purchase of or sale of any securities or to provide any investment service or investment advice.

Securities mentioned herein may not be suitable for all investors. Any reliance you may place on the accuracy of this information or the validity of our opinion is at your own risk.

Professional Advice

This website is not intended to provide tax, legal, insurance or investment advice and nothing on this website should be construed as such. Nothing contained in this website is an opinion regarding the appropriateness of any investment, nor a solicitation of any type, nor specific advice applicable to your needs. Certain services or tools available on the Russell Investments website may be deemed to provide general investment advice within the meaning of relevant securities laws based upon your personalized input. Unless otherwise specified, you alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation. You should consult an attorney or tax professional regarding your specific legal or tax situation.

Change of Terms

We reserve the right to change these terms from time to time at our sole discretion and without notice. Any changes will be effective on the date they are posted. We recommend that you print a copy of these terms for reference purposes and revisit these terms from time to time to ensure you are aware of any changes. Your continued use of this website signifies your acceptance of any changed terms. Neither Russell Investments nor any other party has undertaken any duty to update any such information.

Grant of License by You:

By submitting any information or content to Russell Investments, or engaging in any other form of communication on this website or through services on this website (collectively, "Submissions"), you grant to us and our affiliates a royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwide right and license (and all rights to sublicense) to use, store, copy, sublicense, modify, adapt, edit, publish, translate, create derivative works from, transmit, distribute, publicly and privately perform and display any such communication (in whole or in part) and/or to incorporate it in other works in any form, format, media, or technology now known or later developed. With respect to personally identifiable information, Russell Investments shall conduct its activities to comply with the terms set forth in its Privacy Policy, and this license shall not apply to the extent that the Privacy Policy constrains the use and disclosure of personally identifiable information.

The foregoing grants include the right to exploit any proprietary rights in such Submissions, including but not limited to rights under copyright, trademark, service mark or patent laws under any relevant jurisdiction and will survive any termination of your access to this website.

You also warrant that the holder of any rights, including moral rights in such content, has completely and effectively waived all such rights and validly and irrevocably granted to you the right to grant the license above. Subject to the foregoing, the owner of any Submissions retains any and all rights that may exist in such content.

Links to Other Sites

Links to non-Russell Investments websites are provided solely as pointers to information on topics that may be useful to users of the Russell Investments website, and Russell Investments has no control over the content on such non-Russell Investments websites. If you choose to link to a website not controlled by Russell Investments, Russell Investments makes no warranties, either express or implied, concerning the content of such website, including the accuracy, completeness, reliability or suitability thereof for any particular purpose, nor does Russell Investments warrant that such website or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such website or content is devoid of viruses or other contamination. Russell Investments does not guarantee the authenticity of documents on the Internet. Links to non-Russell Investments sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites. Your use of links to such websites constitutes your agreement that you access such websites only at your own risk.

Your Indemnity to Us:

You agree to indemnify, defend, and hold harmless Russell Investments, its subsidiaries and affiliates and their officers, employees, directors, agents, and content providers from and against any and all claims, damages, costs, or other expenses (including reasonable attorneys fees) that arise directly or indirectly out of or from your activities in connection with this website or site content, including without limitation any breach of these terms (including without limitation any representation or warranty made by you in these terms).

LIMITATION OF LIABILITY

THIS WEBSITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW WE AND OUR CONTENT PROVIDERS DISCLAIM ALL OTHER REPRESENTATIONS, CONDITIONS OR WARRANTIES, EXPRESS OR IMPLIED, WRITTEN OR ORAL, ARISING BY STATUTE, OPERATION OF LAW, USAGE OF TRADE, COURSE OF DEALING OR OTHERWISE AS TO THIS WEBSITE OR ITS CONTENTS, OR ANY OTHER PRODUCT OR SERVICE PROVIDED HEREUNDER OR IN CONNECTION HEREWITH, INCLUDING WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, MERCHANTABLE QUALITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. IN PARTICULAR, AND WITHOUT LIMITING THE FOREGOING, WE DO NOT MAKE ANY REPRESENTATIONS OR WARRANTIES THAT: (1) THIS WEBSITE OR ITS CONTENT WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS; (2) THE OPERATION OF THIS WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE OR THAT ANY ERRORS WILL BE CORRECTED; OR (3) ANY PARTICULAR RESULTS WILL BE OBTAINED FROM THE USE OF THIS WEBSITE OR ITS CONTENT.

Unless otherwise expressly indicated, all information is unaudited and there is no representation that financial information contained in this website has been prepared in accordance with generally accepted accounting principles. The information is subject to change without notice.

NEITHER WE NOR OUR CONTENT PROVIDERS SHALL BE LIABLE UNDER ANY CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHER CLAIM FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, ECONOMIC, CONSEQUENTIAL, PUNITIVE OR EXEMPLARY DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR IF THEY ARE FORESEEABLE) INCLUDING WITHOUT LIMITATION THOSE DAMAGES RESULTING FROM: (1) THE USE OF OR THE INABILITY TO USE THIS WEBSITE OR ITS CONTENT; (2) THE COST OF PROCUREMENT OF SUBSTITUTE PRODUCTS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR TRANSACTIONS ENTERED INTO; (3) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR SUBMISSIONS; OR (4) ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR THROUGH OR FROM THIS WEBSITE OR ASSOCIATED BULLETIN BOARDS, NEWSLETTERS OR STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THIS WEBSITE; OR (5) ANY UNAUTHORIZED USE OR REPRODUCTION OF THIS WEBSITE OR ITS CONTENT, INCLUDING THE INFORMATION CONTAINED IN THIS WEBSITE.

Some jurisdictions do not allow the disclaimer of certain implied warranties or the limitation or exclusion of liability for incidental or consequential damages, so some of the above disclaimers, limitations and exclusions may not apply to you. In such event, our liability will be limited to the fullest extent permissible under the laws of that jurisdiction.

Trademarks

LifePoints, Sovereign, Sovereign Investment Program, Conscious Currency, Cornerstone Managed Accounts: A Private Wealth Multi-Manager Solution, Don't Just Preserve Your Wealth, Manage It., Don't Retire From Investing. Invest for Retirement, Essentials Lifestyle Estate, Investir a Un Niveau Superieur, Investissements Russell and design, Knowledge is Money, La Complexite Simplifiee, La Serie Blueprint Russell, LifePoints CONNECT, Multi Asset Multi Style Multi Manager, Programme d'Investissement Souverain, Russell 10/30/60 Retirement Rule, Russell 1000, Russell 2000, Russell Adaptive Investing, Russell Blueprint Series, Russell Financial Health Index, Russell Indexes. It's the Market, Russell Investments and design, Russell Retirement Lifestyle Solution, Russell Small Cap Completeness Index, RussellTick, Sophistication Made Simple, Souverain and The Next Level of Investing are either registered trademarks or trademarks of Frank Russell Company, used under license in Canada by Russell Investments Canada Limited.

In addition, this website may contain trademarks, logos and links to websites of third parties. Any domain names, URLs, trademarks or logos appearing on this website or in its content are the sole property of their respective owners. Please also take the time to read our Privacy Policy.

Privacy and Personal Information

Our Privacy Policy contains the terms applicable to the collection, use and disclosure of personal information. Please review the Privacy Policy thoroughly. Your acceptance of these Terms of Use also constitutes your acceptance of, and agreement with, the Privacy Policy.

Intellectual Property Rights

This website contains proprietary information including, but not limited to text, images, software and graphics protected by intellectual property rights and owned by Russell Investments. You have limited, non-exclusive, non-transferable and revocable right to display on your computer, download, print and use the material available on our website strictly for your personal non-commercial use. No part of this website may be reproduced in whole or in part, stored in any medium, transmitted in any form or by any means, published, exploited or be shown in public, or used to create derivative works. Any permitted use of the material on this website is subject to ensuring that Russell Investments' copyright notices and trademarks appear on it. Any modification or unauthorized use will amount to violation of intellectual property rights and other proprietary rights.

Governing Law

These Terms of Use, and your access to and use of the Russell Investments website, are governed by the laws of Ontario and the federal laws of Canada applicable in Ontario.

Termination

You acknowledge and agree that Russell Investments may at any time at its absolute discretion and without prior notice restrict, suspend or terminate your access to, and use of all or any part of this website, including any links to third party websites, with or without cause, where cause includes but is not limited to any breach of these Terms of Use.

Copyright

Copyright © Russell Investments Canada Limited 2016. All rights reserved.

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