Another year of strong GoalTracker® returns

The GoalTracker® (MySuper) investment option has delivered a fourth straight year of strong investment performance.

For the 2025/26 financial year, GoalTracker delivered returns of up to 10.9% (depending on member’s age). That's good news for your super, and another big step in our journey to help grow your retirement savings over time.

Investment markets delivered positive returns over the past financial year, although there were periods of significant volatility.

Global share markets performed strongly overall, helped by enthusiasm for artificial intelligence (AI). While companies involved in AI technology and semiconductor manufacturing were among the strongest performers, share prices often moved sharply as investors reacted to company announcements and earnings results.

Markets were also influenced by several global events including the escalation of conflicts in the Middle East and changing US trade policies, both of which flowed through to exacerbate preexisting concerns about inflation These events contributed to short-term market volatility but did not prevent global markets from finishing the year higher.

Australian shares also delivered positive returns, although they generally lagged global markets. Strong performances from mining companies helped support the local market, while some technology and healthcare companies faced more challenging conditions. Higher interest rates pressured the property market and listed real estate investments.

Interest rates were an important theme during the year. While many central banks had expected to continue reducing rates, renewed inflation pressures led some to increase interest rates. The Reserve Bank of Australia (RBA) raised rates three times in the financial year, after lowering them in August. Higher rates supported returns from cash investments but created a more difficult environment for bond markets.

The Australian dollar strengthened against the US dollar during the year, supported by higher commodity prices and Australia's relatively higher interest rates.

While investment markets have performed well, uncertainty remains. Investors continue to monitor developments in global trade, inflation, interest rates and geopolitical tensions. Expectations surrounding AI continue to influence company valuations and market performance.

Although there have been periods of market volatility, the global economy has remained relatively resilient and many businesses continue to report solid earnings.

It is important to remember that market fluctuations are a normal part of investing. Super is a long-term investment; maintaining a diversified portfolio helps position members to benefit from investment opportunities over time while managing periods of market volatility.