Personalised investing

imagine you could get a clearer picture of what life after work might be like and how to get and stay on track to make it happen introducing goal tracker personalized super built around you let's explore how to bring it all to life after you've used the my tracker tool to complete the first two steps to tell us more about yourself and set a retirement income goal you'll have a personalized tracker that shows you the approximate annual retirement income you're currently heading for compared with your goal income it will show you clearly whether you're on track to your goal or how far you're tracking behind if you're tracking behind your goal or just want to maximize your potential we can help you explore your options to get on track one is to review your investment options and we can help to take the guesswork out with goaltracker plus goaltracker plus offers you personalized advice for the investment strategy on your super account and needs your consent to kick into gear so how does goal tracker plus work using the information you provided like your account balance age and gender salary and more gold tracker plus will recommend the appropriate mix of growth and defensive assets known as your investment strategy to get you started you can then activate goal tracker plus which implements your personalized investment strategy reviews your investment strategy to ensure it's still appropriate every three months checks in regularly to inform you how your super is invested and check if your circumstances have changed goal tracker a better way to do super

goal tracker personalized super built around you how does it make managing your super a whole lot easier using your online account or the mobile app it starts with two simple steps first tell the my tracker tool more about yourself like whether you have other super or investments to fund your retirement and what age you'd like to stop work let's take a closer look from the dashboard click get a clearer picture and then get started to tell us more about yourself you'll be asked if you have any super savings with another fund and if so how much this allows us to estimate how your total super savings will grow then we'll either confirm the current salary we have on record for you or ask you to enter your total annual salary including bonuses and commissions and another question to help us estimate how much you contribute to your super next is whether you expect to own your own home by the time you retire and then whether you have any other assets to fund your retirement like term deposits shares or investment properties this allows us to estimate your age pension entitlements finally you can choose the age you would like to stop working noting that you must reach your preservation age before you can access your super all of those details are then calculated to estimate the approximate annual retirement income you're heading for that's really handy to know but is it enough so the next step is to help you set a goal for how much you'll need to fund the lifestyle you want in retirement click the set a goal button to get started using a mix of images and descriptions you can choose how you'd like to live in retirement across eight lifestyle categories you choose whether you expect to cover the basics live comfortably or be aspirational in retirement the lifestyle categories include time away dining out leisure health transport personal care and clothing housing costs and food and groceries we use those selections to calculate the estimated retirement income you'll need to live that way you can go back at this point and adjust any of your answers or set and confirm your goal you'll then see your personalized tracker that shows the approximate income you're currently heading for and your goal income it will show you clearly whether you're on track to your goal or how far you're tracking behind now if you're tracking behind your goal or just wish to maximize your potential we can help you explore your options to get on track there's two key things you can do at this point one is to review your investment options and we can help you take the guesswork out with goal tracker plus which we'll cover in another session the other thing you can do is use my tracker to simulate the potential impact of different strategies to boost your super savings firstly you can explore the impact of contributing extra by choosing an amount of annual before tax contributions annual after tax contributions and one-off contributions you can also simulate the impact of changing the age you wish to retire or your annual income goal amount at any time you can hit calculate to simulate what impact your selections could have on your estimated retirement income if you then hit complete and view summary your simulated changes will be saved to the communication section of my account for future reference if you decide to implement any of the strategies you can edit the details in your goal tracker profile to change things like your income goal amount or planned retirement age goal tracker a better way to do super