GoalTracker®
reaches 5-year milestone
The GoalTracker Investment Option has delivered consistently strong returns over the last 5 years, with an average return of up to 10.8%p.a. (depending on members age), as at 31 March 2025.
For example, a member aged 45 with a balance of $100,000 in the GoalTracker investment option in March 2020 would now have a balance of almost $167,000, plus any contributions made (and earnings on contributions) in that time*.
The GoalTracker (MySuper) Investment Option has now been available to members for five years, since launching in March 2020.
GoalTracker offers a more personalised investment solution than the standard ‘one-size-fits-all’ approach of traditional default funds.
The good news is that GoalTracker has delivered consistently strong performance, with an average return of up to 10.8% p.a. to 31 March 2025 (depending on a members age).
GoalTracker (MySuper) Investment Option – 5-year performance
As the default investment option for the Russell Investments Master Trust, the GoalTracker Investment Option has delivered returns of up to 10.8% p.a. (depending on the members age) over the last 5 years to 31 March 2025.
| Age | GoalTracker one year performance to 31/3/2025 |
GoalTracker annualised performance over 5 years to 31/3/2025 |
|---|---|---|
| 30 | 4.8% | 10.8% |
| 40 | 4.8% | 10.8% |
| 50 | 4.8% | 10.8% |
| 55 | 4.6% | 9.5% |
| 60+ | 4.4% | 8.2% |
Returns are net of investment fees, costs and investment taxes (where applicable), and also net of the Trustee Administration Fee. Other administration fees are not included in the calculation. Source: Russell Investments. Past performance is not a reliable indicator of future performance.
Please note, members who have activated GoalTracker Plus should refer to their Annual Benefit Statement each year for their personalised investment returns, which are usually sent around September.
How GoalTracker invests your super
If you haven’t made an active investment choice , we invest your super in the GoalTracker Investment Option.
The GoalTracker (MySuper) Investment Option invests your super based on your age, through a diversified portfolio invested across a range of asset classes.
When you’re younger, your investment strategy will have a higher allocation to growth assets to help grow your super balance. To help protect your savings as you approach retirement, your allocation to defensive assets will increase.
More to GoalTracker
There’s more to GoalTracker than being an investment option.
In fact, the innovative and award-winning GoalTracker program offers a simple, step-by-step approach to growing and managing your super. Designed to help take the guesswork out of super and retirement, in three simple steps our GoalTracker program can:
- CALCULATE the amount of income you’re heading for in retirement
- Help you SET an income goal that’s right for the retirement lifestyle you want
- Offered tailored advice and strategies to help ACHIEVE it.
Thousands of members have accessed the GoalTracker tools over the past 5 years and more than half of the members who have set a retirement lifestyle goal are now either at or ahead of their target income level.
If you haven’t done it already, why not log in to your online account and click the ‘Get a clearer picture’ button to get started today?
First time logging in? Register for online access.
Award-winning innovation
GoalTracker has been recognised globally for its innovation.
* Example only for illustrative purposes. Based on a member aged 45 at March 2020 with a balance of $100,000 in the GoalTracker investment option. Calculation based on returns of 10.8% p.a. from March 2020 to March 2025. $167,000 amount does not account for any contributions, investment earnings on contributions, or fees incurred in that time. Past performance is not a reliable indicator of future performance.
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