Manage your insurance

Any significant changes to your personal circumstances could mean it’s time to review your insurance cover to make sure it’s still providing the level of financial protection you need.

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Things change, and when they do, you want to make sure any insurance you have is still providing the right level of cover to give you peace of mind.

The key to managing your insurance is to make sure it can provide the level of cover you and your dependants need, if the unfortunate should happen.

An important part of this is to consider scheduling a review of your insurance every few years, and especially after any significant life event, including

  • getting married or divorced
  • buying a home
  • getting a promotion or changing jobs
  • having children
  • making changes to your health habits or lifestyle
  • children becoming financially independent

There are also some important rules around insurance  that mean your insurance cover can get turned ‘on’ or ‘off’ in certain circumstances.

Additionally, you can make use of our extensive advice offer  to get personal phone-based advice, at no cost, or personal financial advice to work out the best insurance arrangement for your unique situation.

You can check your current level of cover and access some of the key forms you may need with your online member account or via the App, at any time.


What’s next?

Get additional insurance

If you have a ‘default’ level of insurance cover that comes with having a super account you may want to consider getting additional cover.

Learn more

Occupational ratings

Occupational ratings are sometimes used to work out the cost of your insurance cover to reflect the different level of risks involved in different types of work.

Learn more

Make a claim

If the unexpected should happen and you or your relatives/executors need to claim an insurance benefit, we’re here to help you through the process.

Learn more


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