Combine your super
Combine your super and save on fees. Multiple accounts mean you're paying multiple sets of fees, and spending time and efforts meaning different accounts. Why not get your super together and simplify things?
BENEFITS OF COMBINING
What are the benefits of combining super?
Save on fees and watch the extra dollars add up
When it comes to your super, together is better. Cutting out extra fees will help you take advantage of the power of compound interest to grow your balance faster.
Simplify life admin and make super easier to manage
One super account means one account to monitor and manage.
It will give you a greater sense of control over your financial future and where you’re heading.
What’s more, combining your other super into your iQ Super account means you get to make the most of a range of great benefits, such as:
- the big investor advantage, to tap into award-winning global investment expertise
- GoalTrackerTM simply a betterway to do super
- Super Tracker App to manage super on-the-go
- Retire Ready meetings, one-on-one meetings to help you prepare for retirement
- an extensive advice offer—general advice, phone-based advice and personal financial planning
- reliable and relevant information from the super experts, and
- award-winning super and retirement offers.
LOST AND UNCLAIMED SUPER
How can super get ‘lost’?
Strange as it may sound, super can get lost or go unclaimed. In fact, there’s $17.5 billion in lost and unclaimed super money with the Australian Taxation Office (ATO)1—some of it might be yours. So, how does it happen?
- If we have no way of contacting you,
- if your account has been inactive (with no super contributions or rollover amounts) in the last five years, or
- if another fund has transferred your super account to us and we have no new address for you,
we would pass on your details to the ATO, who would record you as a lost member.
You can find your lost super through the ATO.
HOW TO COMBINE
Combining your super is easy, here's how
1. Log in to your online account.
2. Choose which accounts to combine.
3. Submit and you’re done!
Other ways to combine
Before you combine your super with us, you should find out about exit or withdrawal fees your other fund/s might charge, as well as any entitlements or insurance cover that might stop when you close your other account/s.
Super decision made super easily
A good decision now can reap major benefits later on.
iQ Super member and winner of the Now and Later competition, Annie, knows this. After deciding to combine her super into one account, Annie collected $10,000 in travel vouchers and a $10,000 boost to her super.
“It was so easy and convenient—I literally just clicked a few buttons and found several accounts from when I was younger.”
Forms and fact sheets
More fact sheets
Looking for a different fact sheet? Visit our Resource Centre to find more fact sheets.More fact sheets
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1Check now for your share of $17.5b in lost super, Australian Taxation Office, 11 October 2018.
* Terms and conditions apply. The promotion starts at 00.01am on 4 October 2021 and closes 11.59pm on 30 September 2022 (promotional period). This prize is paid for by Russell Investments Employee Benefits Pty Limited and is not funded by superannuation money. Authorised under trade promotion permits: NSW Permit No. TP/01314. ACT Permit No. TP21/01570. SA Permit No. T21/1428.