RETIREMENT
Transition to retirement
Retire with more or retire sooner? With a Transition to retirement strategy, the choice is yours. It’s designed to help you ease into retirement, but it’s also a great way to increase your super balance in your final working years.

WHAT IS TTR?
Ease yourself into retirement
If you have reached your preservation age and are still working, you can access your super as an income stream while you are still working. This is called a transition to retirement (TTR) strategy.
BENEFITS
How does it work?
A TTR strategy changes the way you receive your income by letting you top up your current income with a regular ‘income’ from your super. This means instead of receiving your income from one source (your employer), you receive income from two sources (your employer and your super).
TAX TALK
Tax benefits
MORE INFORMATION
Want to know more?
The Ease Yourself Into Retirement Fact Sheet has more information about how a TTR strategy works. You can also call us on 1800 555 667 or email us to learn more about TTR.
Get expert advice
If you’re wondering whether a TTR strategy is suitable to your personal circumstances, you can rely on our advice offer to get some guidance.
Interested in TTR?
To access a TTR strategy you need to move some or all of your super into a retirement account, such as iQ Retirement.
Discover iQ Retirement
iQ Retirement can help you with a TTR strategy, because it combines a contribution account with a TTR account, so you can contribute to your super while drawing a TTR pension.
Alternatively, if you have reached your preservation age and are no longer working, you can use iQ Retirement to access your super to start a full pension.
USEFUL RESOURCES
Learn more
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