SUPERANNUATION

Understand your super

Find super confusing, complex and better left for another day? You’re not alone, but with the right tools and our super experts to help you along the way, saving for your future could be easier than you think.

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Why Super

For many Australians, super is the most important asset they own after the family home, including for low-income households.1

There are three things you can rely on to provide for in your retirement: compulsory superannuation, the Age Pension and any voluntary savings.  

While the Age Pension depends on fulfilling criteria such as income and asset tests, and voluntary savings depend on your savings habits and capacity, super is a tax-effective system specifically designed to help Australians save for their life after work.  

Our super system is the envy of the world, with Australians having $2.9 trillion2 in super assets. In fact, for many Australians, super is the most important asset they own after the family home.

Your super is your money. You don’t generally have access to it until you retire, but that makes it all the more important to make informed decisions today to make this money work hard for you for as long as possible. It’s best to regularly check on how your super is doing and take timely action to make the most of super rules, new offers and evolving technologies.  

And you’re not alone in this. As your super fund, the Russell Investments Master Trust is here to help you save for your future by: 

  • investing your super 
  • giving you innovative tools and resources to grow your super  
  • keeping you up to date on super rules and helping to manage any impacts 
  • providing advice and support whenever you need. 

We are here to help and happy to have a chat.

RELATED TOPICS

What's next?

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News and insights

Keep up to date on what’s happening in the super world and in the master trust, and get guidance from us on what actions to take.

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Knowledge hub

Read the Achieve magazine, find out the latest rates and contribution limits, and get practical tips to make informed decisions.

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Why choose us?

There are plenty of reasons why you can trust us to manage your super and help you achieve a great life after work.


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What is super?

Simply put, super means savings for your life after work, but as with anything important, there’s more to it.


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AWARDS AND RECOGNITION

Our achievements


Don’t just take our word for it. See our awards and recognition.

For further information about the methodology used by Chant West, see www.chantwest.com.au

INSIGHTS AND INSPIRATION

Tap into our Knowledge hub to learn more

Super simplicity

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The plus side

How your super is invested has a big impact on how much money you’ll be able to withdraw from it in the future. Discover GoalTracker Plus and how it automatically reviews your investments every three months.

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Three keys to navigating volatile markets

When the news cycle looks alarming and markets fluctuate wildly, it’s normal to worry about your super. Consider these three guiding principles to ease some of the angst.

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1 Source: The Benefits of Australia’s Compulsory Superannuation System, June 2020, Association of Superannuation Funds of Australia, Available at https://www.superannuation.asn.au/ArticleDocuments/359/2006-The-benefits-of-Australias-compulsory-superannuation-system.pdf.aspx?Embed=Y

2 Source: Superannuation Statistics 2020, The Association of Superannuation Funds of Australia, Available at https://www.superannuation.asn.au/resources/superannuation-statistics

3 For further information about the methodology used by Chant West, see www.chantwest.com.au