INSIGHTS
Outstanding GoalTracker® returns
The GoalTracker Investment Option has delivered outstanding returns of up to 14.4% for the year to 31 December 2024.
The GoalTracker (MySuper) Investment Option has performed among the top 10 MySuper Lifecycle options across the country for the 2024 calendar year^.
As the default investment option for the Russell Investments Master Trust, the GoalTracker Investment Option has delivered outstanding returns of up to 14.4% for 2024 (depending on the members age).
Members invested in this option achieved the following investment returns for the 2024 calendar year:
- Members aged 50 and under - 14.4%
- Members aged 51 to 59 - between 11% and 14% (depending on their age)
- Members aged 60 and over - 10.6%
Age | GoalTracker one year performance to 31/12/2024 | GoalTracker annualised performance since inception (28/03/2020 to 31/12/2024) |
---|---|---|
30 | 14.4% | 11.6% |
40 | 14.4% | 11.6% |
50 | 14.4% | 11.6% |
55 | 12.5% | 10.1% |
60+ | 10.6% | 8.6% |
Returns are net of investment fees, costs and investment taxes (where applicable), and also net of the Trustee Administration Fee. Other administration fees are not included in the calculation. Source: Russell Investments. Past performance is not a reliable indicator of future performance.
Please note, members who have activated GoalTracker Plus should refer to their Annual Benefit Statement each year for their personalised investment returns, which are usually sent around September.
How we invest
If you haven’t made an active investment choice1, we invest your super in the GoalTracker Investment Option.
The GoalTracker (MySuper) Investment Option invests your super based on your age, through a diversified portfolio invested across a range of asset classes.
When you’re younger, your investment strategy will have a higher allocation to growth assets to help grow your super balance. To help protect your savings as you approach retirement, your allocation to defensive assets will increase.
Another solid year for sharemarkets
Making the most of the GoalTracker program
There’s more to GoalTracker than being an investment option.
In fact, the innovative and award-winning GoalTracker program offers a simple, step-by-step approach to growing and managing your super. Designed to help take the guesswork out of super and retirement, in three simple steps our GoalTracker program can:
- CALCULATE the amount of income you’re heading for in retirement
- Help you SET an income goal that’s right for the retirement lifestyle you want
- Offered tailored advice and strategies to help ACHIEVE it.
If you haven’t done it already, why not log in to your online account and click the ‘Get a clearer picture’ button to get started today?
First time logging in? Register for online access.
Award-winning innovation
GoalTracker has been recognised globally for its innovation.

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^Source: Source: https://www.theaustralian.com.au/business/check-the-top-ten-super-funds-in-australia-for-2024/news-story/3d97aedd04af069033bdfbaf85795d96
#Source: Source: Russell Investments
1 Check out the performance of the other options on our investment menu.