INSIGHTS
Outstanding GoalTracker® returns
The GoalTracker Investment Option has delivered outstanding returns of up to 13.3% for the year to 31 December 2023.
The GoalTracker Investment Option , the default1 investment option for the Russell Investments Master Trust, has performed among the top of all MySuper super funds across the country, with outstanding returns of up to 13.3% for the 2023 calendar year.
Members aged 50 and under, who were invested in the GoalTracker Investment Option, enjoyed double-digit investment returns of 13.3% for the 2023 calendar year. Members aged 51 to 60 saw returns between 10.4% and 13.03% (depending on their age), while those over age 60 saw returns of 10.4% for the 2023 calendar year.
| Age | GoalTracker one year performance to 30/12/2023 | GoalTracker annualised performance since inception (28/03/2020 to 30/12/2023) |
|---|---|---|
| 30 | 13.3% | 10.9% |
| 40 | 13.3% | 10.9% |
| 50 | 13.3% | 10.9% |
| 55 | 11.9% | 9.5% |
| 60+ | 10.4% | 8% |
Returns are net of investment fees, costs and investment taxes (where applicable), and also net of the Trustee Administration Fee. Other administration fees are not included in the calculation.. Source: Russell Investments. Past performance is not a reliable indicator of future performance.
Please note, members investing with GoalTracker Plus should refer to their Annual Benefit Statement each year for their personalised investment returns, which are usually sent around September.
How we invest
If you haven’t made an active investment choice2, we invest your super in the GoalTracker Investment Option.
The GoalTracker (MySuper) Investment Option automatically invests your super based on your age, through a diversified portfolio invested across a range of asset classes.
When you’re younger, your investment strategy will have a higher allocation to growth assets to help grow your super balance. To help protect your savings as you approach retirement, your allocation to defensive assets will increase.
Strong returns in a year of volatility
Make the most of the GoalTracker Program
There’s more to GoalTracker than being an investment option.
In fact, the innovative and award-winning GoalTracker program offers a simple, step-by-step approach to growing and managing your super. Designed to help take the guesswork out of super and retirement, in three simple steps our GoalTracker program can:
- CALCULATE the amount of income you’re heading for in retirement
- Help you SET an income goal that’s right for the retirement lifestyle you want
- Offered tailored advice and strategies to help ACHIEVE it.
In fact, one in four members have actively engaged with the GoalTracker program3. And if you haven’t done it already, why not log in to your online account and click the ‘Get a clearer picture’ button to get started today?
First time logging in? Register for online access.
Award-winning innovation
GoalTracker has been recognised globally for its innovation.
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^Source: MySuper performance comparison for 2023 prepared by Russell Investments based on Chant West data. GoalTracker’s 13.3% return (for members aged 50 and under) would rank 5th of 33 funds, and equal 12th of 90 investment options assessed by the data. The investment options included in the comparison include a wide range of MySuper products across quite different risk profiles and a wide range of ages.
#Source: Source: Russell Investments
1 The default or MySuper investment option is generally considered a fair measure, as it’s built on the principle of providing a simple, cost-effective and balanced product to members invested in a default investment option.
2 Check out the performance of the other options on our investment menu.
3 Source: Russell Investments – all eligible members as at 31 December 2023.