Personalise your super with GoalTracker

GoalTracker® can help you to take the guesswork out of super. Take simple actions today to help make your ideal retirement lifestyle a reality.

Access GoalTracker
What is GoalTracker? How it works Personalised features Build your super

Introducing GoalTracker, a better way to do super

Always looking for ways to innovate for our members, the award-winning GoalTracker program is designed to give you confidence, clarity and control over your financial future.

In three simple steps, you can calculate how much income you’ll need to fund the lifestyle you want in retirement, see how you’re tracking to your income goal and make a plan to help you get there.

Offered exclusively to members at no extra cost, GoalTracker is based on the same 85+ years of investment experience trusted by some of the world’s largest investors.

we all know technology is constantly changing to help us live a better life and most of us track our steps sleep spending or calories now sorting out and keeping track of your super doesn't have to be such hard work anymore imagine you could get a clearer picture of what life after work might be like and how to get and stay on track to make it happen introducing goal tracker personalized super built around you how does the goal tracker program make managing your super a whole lot easier using your online account or the mobile app it starts with two simple steps first tell the my tracker tool more about yourself like whether you have other super or investments to fund your retirement and what age you'd like to stop work those details are then used to show the annual retirement income you're currently heading for next using a mixture of images and descriptions it helps you set a goal by working out how much you'll need to fund the lifestyle you want in retirement the next step is to see whether you're on track to reach your goal or any difference between what you have now and what you need to get there then comes the smart stuff where you can let us help take the guesswork out of investing your super savings based on all the information you've provided and the goal you've set we also check in regularly to show you how you're tracking prompting you to do the things that can help you to get and stay on track together it makes super easier to understand simpler to manage and improves your confidence in a great life after work goal tracker a better way to do super

Take the guesswork out of super

Using your online account or the Super Tracker app, GoalTracker can:

list

1. CALCULATE the amount of income you’re heading for in retirement

Based on your current income, super balance and factors such as your age, we can tell you what kind of future income you could expect in retirement.

goal

2. Help you SET a goal that’s right for the retirement lifestyle you want

Choose what your ideal lifestyle in retirement looks like and GoalTracker can help to work out how much super you would need to make it a reality.

chart

3. Offer tailored advice and strategies to help ACHIEVE it

Take it to the next level with personalised investment advice offered via GoalTracker Plus for your super account or simulate the impact of additional contributions, at no extra cost.

GoalTracker Plus

GoalTracker in action

Are you tracking to your retirement goal? Get a clearer picture of your future with the MyTracker tool, a part of the GoalTracker program. Watch these short videos to learn more about how it works.

goal tracker personalized super built around you how does it make managing your super a whole lot easier using your online account or the mobile app it starts with two simple steps first tell the my tracker tool more about yourself like whether you have other super or investments to fund your retirement and what age you'd like to stop work let's take a closer look from the dashboard click get a clearer picture and then get started to tell us more about yourself you'll be asked if you have any super savings with another fund and if so how much this allows us to estimate how your total super savings will grow then we'll either confirm the current salary we have on record for you or ask you to enter your total annual salary including bonuses and commissions and another question to help us estimate how much you contribute to your super next is whether you expect to own your own home by the time you retire and then whether you have any other assets to fund your retirement like term deposits shares or investment properties this allows us to estimate your age pension entitlements finally you can choose the age you would like to stop working noting that you must reach your preservation age before you can access your super all of those details are then calculated to estimate the approximate annual retirement income you're heading for that's really handy to know but is it enough so the next step is to help you set a goal for how much you'll need to fund the lifestyle you want in retirement gold tracker a better way to do super you

Tell us more about yourself to see a projection of the annual retirement income you're currently heading for.

goal tracker personalized super built around you how does it make managing your super a whole lot easier using your online account or the mobile app it starts with two simple steps once you've used the my tracker tool to finish step one and have an idea of the income you're heading for the next step is to set a goal for the retirement lifestyle you want let's take a closer look click the set a goal button to get started using a mix of images and descriptions you can choose how you'd like to live in retirement across eight lifestyle categories you choose whether you expect to cover the basics live comfortably or be aspirational in retirement the lifestyle categories include time away dining out leisure health transport personal care and clothing housing costs and food and groceries we use those selections to calculate the estimated retirement income you'll need to live that way you can go back at this point and adjust any of your answers or set and confirm your goal you'll then see your personalized tracker that shows the approximate income you're currently heading for and your goal income it will show you clearly whether you're on track to your goal or how far you're tracking behind at this point you might want to explore how to get on track and we're here to help goal tracker a better way to do super

Set a retirement lifestyle goal to see the annual retirement income you'll need to fund that goal - is there a gap?

imagine you could get a clearer picture of what life after work might be like and how to get and stay on track to make it happen introducing goal tracker personalised super built around you let's take a further look at how it makes managing your super a whole lot easier once you've used the my tracker tool to complete the first two steps you'll have a personalized tracker that shows the approximate annual retirement income you're currently heading for compared with your goal income it will show you clearly whether you're on track to your goal or how far you're tracking behind now if you're tracking behind your goal or just wish to maximize your potential we can help you explore your options to get on track there's two key things you can do at this point one is to review your investment options and we can help you take the guesswork out with goal tracker plus which we'll cover in another session the other thing you can do is use my tracker to simulate the potential impact of different strategies to boost your super savings firstly you can explore the impact of contributing extra by choosing an amount of annual before tax contributions annual after-tax contributions and one-off contributions you can also simulate the impact of changing the age you wish to retire or your annual income goal amount at any time you can hit calculate to simulate what impact your selections could have on your estimated retirement income if you then hit complete and view summary your simulated changes will be saved to the communications section of my account for future reference if you decide to implement any of the strategies you can edit the details in your goal tracker profile to change things like your income goal amount or planned retirement age goal tracker a better way to do super

Understand your options and next steps after setting a retirement income goal.

Take it to the next level with GoalTracker® Plus for no additional cost

Using the information you provide about yourself through the GoalTracker program, such as your income goal for retirement and the age you wish to retire, GoalTracker Plus can create and manage a tailored investment strategy for you. It will then check your situation every three months and make changes to your investment strategy if ncessary (unless you opt out).

Choosing to activate GoalTracker Plus is a great way to let us take the headache and emotion out of investing your super saving. And best of all, as a member, GoalTracker Plus is available at no additional coast.

Explore GoalTracker® Plus

BUILD YOUR SUPER

Let us build your super around you

Simply log in to your online account and go to GoalTracker.

Log in

First time logging in?

It’s easy to register online, using your member number.

Register

Learn more

Forms

Nomination of Beneficiaries Form

Tax File Number Notification and Super Consent Form

Change of Details Form

More forms

Fact sheets

Nominating Your Beneficiary

Protecting Your Super

Consolidate Your Super

More fact sheets

Russell Investments' ownership is composed of a majority stake held by funds managed by TA Associates Management, L.P., with a significant minority stake held by funds managed by Reverence Capital Partners, L.P. Certain of Russell Investments' employees and Hamilton Lane Advisors, LLC also hold minority, non-controlling, ownership stakes.

On July 2, 2026, Russell Investments Group, Ltd. (“Russell Investments”) entered into a definitive agreement and plan of merger (the “Transaction”) pursuant to which Russell Investments will be acquired by a consortium led by B Capital Group Management, L.P. that includes California Public Employees Retirement System. The Transaction is expected to close by the end of Q1 2027, subject to the receipt of regulatory approvals and other customary closing conditions.

© Russell Investments Group, LLC. 1995-2026. All rights reserved. This material is proprietary and may not be reproduced, transferred, or distributed in any form without prior written permission from Russell Investments. It is delivered on an "as is" basis without warranty.