FUNDS AND STRATEGIES

International and Global Equity Funds

Global funds invest in stocks of companies in developed countries throughout the world. An international fund invests in stocks of companies in developed countries throughout the entire world excluding the home country of the investment manager.

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Emerging Markets Fund

The fund seeks to provide the potential for long-term growth of capital. Aims to outperform the MSCI Emerging Markets Index Net over a full market cycle.

World Equity Fund

The fund seeks to provide long-term capital appreciation. Aims to outperform the MSCI World Index Net over a full market cycle.

International Fund

The fund seeks to provide long-term growth of capital. Aims to outperform the MSCI World ex USA Index Net (the "Index") while managing volatility and maintaining diversification similar to the index over a full market cycle.

International Index Fund

The fund seeks to mirror the returns of the MSCI EAFE Index (net), as closely as possible before the deduction of Fund expenses.

All International Markets Fund

The fund seeks to outperform the MSCI ACWI ex USA Index Net (the "Index") while managing risks that might otherwise result in higher volatility and scenario dependency.

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