Value of an Adviser Report 2022 – out now1 min 19 sec read
As we head towards the end of the year, it would not be an overstatement to say that 2022 has been a year rocked by market volatility. Supply chain issues, inflation, rising interest rates and geopolitical conflicts all contributed to prolonged instability, putting pressure on super investment strategies.
In such volatile and changing times, financial advisers can play an important role in your financial wellbeing and peace of mind. Just how this happens is the central theme of Russell Investments’ latest Value of an Adviser Report.
Released annually, the Report contains a simple and handy formula drawn from five key elements, each of which represents a valuable service that a financial adviser can provide.
- Behavioural coaching – an adviser can help you to stay objective and disciplined rather than let emotions influence your reaction to market volatility
- Appropriate asset allocation – how your money is invested has a huge impact on whether you will achieve your retirement income goals
- Choices and trade-offs – with time, your circumstances and priorities can change, and an adviser is there to understand your needs and help guide you through the key events in your life
- Professional expertise – an adviser brings a unique combination of technical skills and emotional expertise, preparing you for life’s ups and downs
- Tax-savvy planning and investing – an adviser can provide expertise in managing and optimising investment tax, impacting the value of your assets and investment returns.
It’s quite a substantial list of services, wouldn’t you agree? That’s as it should be, because financial planning is a complex and specialised experience, personalised at an individual level and focused on the long term. What’s more, it helps to know what you’re getting for the price you pay.
Want more detail? Check out the report to better understand how a financial adviser can help you achieve your goals.
Issued by Total Risk Management Pty Ltd ABN 62 008 644 353, AFSL 238790 (TRM) as trustee of Russell Investments Master Trust ABN 89 384 753 567. Nationwide Super and Resource Super are Divisions of the Russell Investments Master Trust. The Product Disclosure Statement (‘PDS’), the Target Market Determinations and the Financial Services Guide can be obtained by phoning 1800 555 667 or by visiting russellinvestments.com.au or for Nationwide Super by phoning 1800 025 241 or visiting nationwidesuper.com.au. Any potential investor should consider the latest PDS in deciding whether to acquire, or to continue to hold, an investment in any Russell Investments product. Russell Investments Financial Solutions Pty Ltd ABN 84 010 799 041, AFSL 229850 (RIFS) is the provider of MyTracker and the financial product advice provided by GoalTracker Plus. General financial product advice is provided by RIFS or Link Advice Pty Ltd (Link Advice) ABN 36 105 811 836, AFSL 258145. Limited personal financial product advice is provided by Link Advice with the exception of GoalTracker Plus advice, which is provided by RIFS.
This communication provides general information only and has not been prepared having regard to your objectives, financial situation or needs. Before making an investment decision, you need to consider whether this information is appropriate to your objectives, financial situation and needs. If you'd like personal advice, we can refer you to the appropriate person. This information has been compiled from sources considered to be reliable but is not guaranteed. Past performance is not a reliable indicator of future performance. To the extent permitted by law, no liability is accepted for any loss or damage as a result of reliance on this information. This material does not constitute professional advice or opinion and is not intended to be used as the basis for making an investment decision. This work is copyright 2022. Apart from any use permitted under the Copyright Act 1968, no part may be reproduced by any process, nor may any other exclusive right be exercised, without the permission of Russell Investments.