Russell Investments

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Market commentary: monthly update

March 2019
Here is a summary of investment markets for the month of February 2019.

Market commentary: monthly update

March 2019
Here is a summary of investment markets for the month of February 2019.

Three tips to help you close more business

March 2019
Keeping clients engaged when you’re presenting an important, data-heavy analysis can be a challenge. For many investors, the numbers, complex illustrations and jargon can be intimidating. And yet, these conversations are important—both from a regulatory and a relationship-building point of view. So, what can you do to make the conversation productive?

Three tips to help you close more business

March 2019
Keeping clients engaged when you’re presenting an important, data-heavy analysis can be a challenge. For many investors, the numbers, complex illustrations and jargon can be intimidating. And yet, these conversations are important—both from a regulatory and a relationship-building point of view. So, what can you do to make the conversation productive?

Market commentary: monthly update

February 2019
Here is a summary of investment markets for the month of January 2019.

Market commentary: monthly update

February 2019
Here is a summary of investment markets for the month of January 2019.

What do I do if I have a complaint?

February 2019
Dispute resolution

We take great pride in providing exceptional service to you, so we always take any inquiry or complaint very seriously. To this end we have created a very simple and straightforward dispute resolution process to help if you're dissatisfied.

What do I do if I have a complaint?

February 2019
Dispute resolution

We take great pride in providing exceptional service to you, so we always take any inquiry or complaint very seriously. To this end we have created a very simple and straightforward dispute resolution process to help if you're dissatisfied.

ENGAGE - Enhance your client service offering

January 2019

The relationship between an adviser and their client requires an in-depth understanding of an individual’s entire personal and financial situation to help ensure you get it right.

It also takes time and knowledge. Being efficient with your time and having access to the right insights and expertise is critical in ensuring you and your clients reach their desired outcomes.


ENGAGE - Enhance your client service offering

January 2019

The relationship between an adviser and their client requires an in-depth understanding of an individual’s entire personal and financial situation to help ensure you get it right.

It also takes time and knowledge. Being efficient with your time and having access to the right insights and expertise is critical in ensuring you and your clients reach their desired outcomes.


Sustainability pillar #3: Delivering client satisfaction

January 2019
Sustainability pillars 1 & 2 have focused on the importance of having a manageable number of clients and enterprise risk. This pillar focuses on delivering client satisfaction.

Sustainability pillar #3: Delivering client satisfaction

January 2019
Sustainability pillars 1 & 2 have focused on the importance of having a manageable number of clients and enterprise risk. This pillar focuses on delivering client satisfaction.

Sustainability pillar #4: Building a robust operational model

January 2019
Sustainability pillars 1, 2 & 3 have focused on the importance of having a manageable number of clients, enterprise risk and delivering client satisfaction. This pillar focuses on building a robust operational model.

Sustainability pillar #4: Building a robust operational model

January 2019
Sustainability pillars 1, 2 & 3 have focused on the importance of having a manageable number of clients, enterprise risk and delivering client satisfaction. This pillar focuses on building a robust operational model.

Sustainability pillar #2: Understanding your enterprise risk

January 2019
In the first pillar we discussed the importance of managing the number of clients in your business. Now, in the second pillar of sustainability we focus on: understanding your enterprise risk.

Sustainability pillar #2: Understanding your enterprise risk

January 2019
In the first pillar we discussed the importance of managing the number of clients in your business. Now, in the second pillar of sustainability we focus on: understanding your enterprise risk.

Annual market update

January 2019
Here is a summary of investment markets for the year to 31 December 2018.

Annual market update

January 2019
Here is a summary of investment markets for the year to 31 December 2018.

Sustainability pillar #1: Business Sustainability

January 2019
The key question: How many clients can you effectively serve?

The serviceable number of clients is different for all advisers. It is often complex and depends on several factors such as: client AUM and revenue, operational efficiency, technology integration, team structure, and the adviser’s service model.

Sustainability pillar #1: Business Sustainability

January 2019
The key question: How many clients can you effectively serve?

The serviceable number of clients is different for all advisers. It is often complex and depends on several factors such as: client AUM and revenue, operational efficiency, technology integration, team structure, and the adviser’s service model.

Russell Investments quarterly update

January 2019
Here’s a summary of investment markets for the three months ending 31 December 2018

Russell Investments quarterly update

January 2019
Here’s a summary of investment markets for the three months ending 31 December 2018

Russell monthly update

December 2018
Here is a summary of investment markets for the month of November 2018.

Russell monthly update

December 2018
Here is a summary of investment markets for the month of November 2018.

Russell monthly update

November 2018
Here is a summary of investment markets for the month of October 2018.

Russell monthly update

November 2018
Here is a summary of investment markets for the month of October 2018.

Investors facing volatile markets need skill, scale and discipline

October 2018
It’s hard to correctly time the exit at the top and the re-entry at the bottom of the market. Oftentimes, reversals are quick and unpredictable and the market has picked up steam again by the time nervous investors feel confident that everything has settled and it’s an appropriate time to re-enter.

Standing at the crossroads: An investor's choice of response after market turmoil

October 2018
This article shows the dramatic impact of an investor's choice of response during market turmoil on their future wealth balance.

Standing at the crossroads: An investor's choice of response after market turmoil

October 2018
This article shows the dramatic impact of an investor's choice of response during market turmoil on their future wealth balance.

Investors facing volatile markets need skill, scale and discipline

October 2018
It’s hard to correctly time the exit at the top and the re-entry at the bottom of the market. Oftentimes, reversals are quick and unpredictable and the market has picked up steam again by the time nervous investors feel confident that everything has settled and it’s an appropriate time to re-enter.

Adviser social media: Put yourself out there!

October 2018
Total engagement is a goal we all strive for as financial professionals serving clients. While many advisers are capable of and achieve total engagement when in client meetings, we believe the best advisers display total engagement beyond face-to-face meetings by leveraging service models and sharing content and though leadership via social platforms, including LinkedIn.

Adviser social media: Put yourself out there!

October 2018
Total engagement is a goal we all strive for as financial professionals serving clients. While many advisers are capable of and achieve total engagement when in client meetings, we believe the best advisers display total engagement beyond face-to-face meetings by leveraging service models and sharing content and though leadership via social platforms, including LinkedIn.

Russell quarterly update

October 2018
Here’s a summary of investment markets for the three months ending 30 September 2018

Russell quarterly update

October 2018
Here’s a summary of investment markets for the three months ending 30 September 2018

Building your personal brand

October 2018
You’ve heard it before: Financial advice is a relationship business. Your clients aren’t just buying insurance and investments—they’re paying to work with you and access your expertise. Building your personal brand is key to your success. In this article, we’ll highlight 10 principles of creating a personal advice brand.

Building your personal brand

October 2018
You’ve heard it before: Financial advice is a relationship business. Your clients aren’t just buying insurance and investments—they’re paying to work with you and access your expertise. Building your personal brand is key to your success. In this article, we’ll highlight 10 principles of creating a personal advice brand.

Russell monthly update

September 2018
Here is a summary of investment markets for the month of August 2018.

Russell monthly update

September 2018
Here is a summary of investment markets for the month of August 2018.

Investing is a house

August 2018
If you’re like me, looking to build a house on your own, then the following should come as no surprise: In order to construct a new home, I first off have to know my strengths—and areas where I need to rely on experts and specialists instead.

Investing is a house

August 2018
If you’re like me, looking to build a house on your own, then the following should come as no surprise: In order to construct a new home, I first off have to know my strengths—and areas where I need to rely on experts and specialists instead.

Russell monthly update

August 2018
Here is a summary of investment markets for the month of July 2018.

Russell monthly update

August 2018
Here is a summary of investment markets for the month of July 2018.

Annual market update

July 2018
Here's a summary of investment markets for the financial year ending 30 June 2018.

Annual market update

July 2018
Here's a summary of investment markets for the financial year ending 30 June 2018.

Russell quarterly update

July 2018
Here is a summary of investment markets for the three months ending 30 June 2018

Russell quarterly update

July 2018
Here is a summary of investment markets for the three months ending 30 June 2018

The Grind – a key ingredient for adviser success

July 2018
We often get many questions from advisers about perspectives on the market, the future of this business, the next big financial shift or trend... However, one question we do not often get is “What traits do you think an adviser needs to be successful in this business?

The Grind – a key ingredient for adviser success

July 2018
We often get many questions from advisers about perspectives on the market, the future of this business, the next big financial shift or trend... However, one question we do not often get is “What traits do you think an adviser needs to be successful in this business?

Know your bears from your bulls

July 2018
Ever heard someone waxing lyrical about the importance of diversifying your portfolio across asset classes and wished you knew what on earth they were talking about? Check out our plain-language guide to common investing terms, and you’ll be holding your own in no time.

Resisting temptation

July 2018
Human beings have developed language, conquered gravity, and made the most of our opposable thumbs. What we’re not terribly good at though, is overcoming our own worst impulses – particularly as investors.

Resisting temptation

July 2018
Human beings have developed language, conquered gravity, and made the most of our opposable thumbs. What we’re not terribly good at though, is overcoming our own worst impulses – particularly as investors.

Know your bears from your bulls

July 2018
Ever heard someone waxing lyrical about the importance of diversifying your portfolio across asset classes and wished you knew what on earth they were talking about? Check out our plain-language guide to common investing terms, and you’ll be holding your own in no time.

Russell monthly update

June 2018
Here is a summary of investment markets for the month of May 2018

Russell monthly update

June 2018
Here is a summary of investment markets for the month of May 2018

Netwealth US Study Tour 2018 – Adviser panel

May 2018
At Russell Investments, we are known for our global investment capability and the people we have ‘on the ground’ in over 20 locations researching managers and sharing local market insights.

Netwealth US Study Tour 2018 – Adviser panel

May 2018
At Russell Investments, we are known for our global investment capability and the people we have ‘on the ground’ in over 20 locations researching managers and sharing local market insights.

Russell monthly update

May 2018
Here is a summary of investment markets for the month of April 2018

Russell monthly update

May 2018
Here is a summary of investment markets for the month of April 2018

2018 Federal Budget Update

May 2018
This summary provides commentary on the macro-economic view of the federal budget announcements and highlights key changes for investors, particularly in superannuation.

2018 Federal Budget Update

May 2018
This summary provides commentary on the macro-economic view of the federal budget announcements and highlights key changes for investors, particularly in superannuation.

Russell quarterly update

April 2018
Here is a summary of investment markets for the three months ending 31 March 2018

Russell quarterly update

April 2018
Here is a summary of investment markets for the three months ending 31 March 2018

Dividend Opportunities

April 2018
Semi-annual Index Reconstitution
Russell Investments High Dividend Australian Shares ETF (RDV)

Dividend Opportunities

April 2018
Semi-annual Index Reconstitution
Russell Investments High Dividend Australian Shares ETF (RDV)

Five answers to help investors ride out market uncertainty

March 2018
Uncertainty and volatility are increasingly ruling the 2018 investment landscape. To help investors find the best way forward, we answer some of the most common questions being asked by investors, based on recent comments from its experts.*

Five answers to help investors ride out market uncertainty

March 2018
Uncertainty and volatility are increasingly ruling the 2018 investment landscape. To help investors find the best way forward, we answer some of the most common questions being asked by investors, based on recent comments from its experts.*

Russell monthly update

March 2018
Here is a summary of investment markets for the month of February 2018

Russell monthly update

March 2018
Here is a summary of investment markets for the month of February 2018

Russell monthly update

February 2018
Here is a summary of investment markets for the month of January 2018

Russell monthly update

February 2018
Here is a summary of investment markets for the month of January 2018

Russell quarterly update

January 2018
Here’s a summary of investment markets for the three months ending 31 December 2017

Russell quarterly update

January 2018
Here’s a summary of investment markets for the three months ending 31 December 2017

Currencies: Don’t be tempted by yield

December 2017
Despite offering higher interest rates than most of their developed-market counterparts, the U.S. dollar (USD) and the New Zealand dollar (NZD) were the two worst performers among Group of Ten (G10) currencies in 2017. We would not bet on a reversal of that trend. The story is different with emerging markets (EM) currencies, which are still appealing despite a tentative recovery this year.

Executive Summary

December 2017
Markets have turned optimistic, but it’s late in the cycle and central banks are becoming hawkish. The challenge ahead is to safely navigate between euphoria and danger.

Outlook 2018: Running with the bulls

December 2017
2017 delivered better-than-expected global equity returns, but the cycle is old and the Fed is set to step up the pace of rate hikes. The current bullish momentum will face strengthening headwinds as 2018 progresses.

Executive Summary

December 2017
Markets have turned optimistic, but it’s late in the cycle and central banks are becoming hawkish. The challenge ahead is to safely navigate between euphoria and danger.

Currencies: Don’t be tempted by yield

December 2017
Despite offering higher interest rates than most of their developed-market counterparts, the U.S. dollar (USD) and the New Zealand dollar (NZD) were the two worst performers among Group of Ten (G10) currencies in 2017. We would not bet on a reversal of that trend. The story is different with emerging markets (EM) currencies, which are still appealing despite a tentative recovery this year.

Outlook 2018: Running with the bulls

December 2017
2017 delivered better-than-expected global equity returns, but the cycle is old and the Fed is set to step up the pace of rate hikes. The current bullish momentum will face strengthening headwinds as 2018 progresses.

United States: Too much of a good thing?

December 2017
Global growth has lifted the U.S. economy and multinational earnings to their strongest position in years. But with an eight-year-old U.S. expansion, imbalances gradually building, and expensive market valuations, we believe some caution is warranted for U.S. equities. We forecast lackluster U.S. equity market returns in 2018 and view end-of-cycle risks as becoming elevated thereafter.


Russell monthly update

December 2017
Here is a summary of investment markets for the month of November 2017

United States: Too much of a good thing?

December 2017
Global growth has lifted the U.S. economy and multinational earnings to their strongest position in years. But with an eight-year-old U.S. expansion, imbalances gradually building, and expensive market valuations, we believe some caution is warranted for U.S. equities. We forecast lackluster U.S. equity market returns in 2018 and view end-of-cycle risks as becoming elevated thereafter.


Russell monthly update

December 2017
Here is a summary of investment markets for the month of November 2017

Is a recession on the horizon?

November 2017
Andrew Pease, Global Head of Investment Strategy, recently presented his three potential market scenarios in our UK Annual Investment Summit this month. Here’s a summary.

Is a recession on the horizon?

November 2017
Andrew Pease, Global Head of Investment Strategy, recently presented his three potential market scenarios in our UK Annual Investment Summit this month. Here’s a summary.

Super changes

November 2017
Some important super rules changed on 1 July 2017.

Super changes

November 2017
Some important super rules changed on 1 July 2017.

Russell monthly update

November 2017
Here is a summary of investment markets for the month of October 2017

Russell monthly update

November 2017
Here is a summary of investment markets for the month of October 2017

U.S. stocks in second longest rally since 1936: where to from here?

November 2017
With U.S. stocks seemingly setting new all-time highs every few days, it can be easy to overlook the fact that just nine years ago, markets the world over were roiled by intense market volatility. This memory prompted us to evaluate the status of the current bull market from a historical perspective: How does this rally compare to past U.S. expansions?

U.S. stocks in second longest rally since 1936: where to from here?

November 2017
With U.S. stocks seemingly setting new all-time highs every few days, it can be easy to overlook the fact that just nine years ago, markets the world over were roiled by intense market volatility. This memory prompted us to evaluate the status of the current bull market from a historical perspective: How does this rally compare to past U.S. expansions?

Quarterly Fixed Income Survey: September 2017

October 2017
On the basis of this quarter’s results, it is clear that the dichotomy between what the credit market expects versus what the interest rate market expects, continues. We recommend that investors clip the coupon in credit, but maintain some dry powder for more opportunities ahead.

Quarterly Fixed Income Survey: September 2017

October 2017
On the basis of this quarter’s results, it is clear that the dichotomy between what the credit market expects versus what the interest rate market expects, continues. We recommend that investors clip the coupon in credit, but maintain some dry powder for more opportunities ahead.

Umbrellas for a rainy day: Why options can be better than cash to manage downside risks

October 2017
Markets are now in the 9th year of the global bull run since the global financial crisis troughs in March 2009. As equity markets continue rising to increasingly extreme valuations, more and more investors are employing downside protection strategies to manage the risk of loss. This article explains why Russell Investments believes options and other derivatives should be used as part of a broad palette of portfolio management tools, in addition to cash and physicals, to deal with different market conditions.

Umbrellas for a rainy day: Why options can be better than cash to manage downside risks

October 2017
Markets are now in the 9th year of the global bull run since the global financial crisis troughs in March 2009. As equity markets continue rising to increasingly extreme valuations, more and more investors are employing downside protection strategies to manage the risk of loss. This article explains why Russell Investments believes options and other derivatives should be used as part of a broad palette of portfolio management tools, in addition to cash and physicals, to deal with different market conditions.

28% of financial advisers surveyed are considering real return funds

October 2017
More than a quarter of the 200 financial advisers we surveyed are considering more sophisticated options, in particular real return funds when reviewing clients’ portfolios, given the current market environment.

28% of financial advisers surveyed are considering real return funds

October 2017
More than a quarter of the 200 financial advisers we surveyed are considering more sophisticated options, in particular real return funds when reviewing clients’ portfolios, given the current market environment.

Russell quarterly update

October 2017
Here’s a summary of investment markets for the three months ending 30 September 2017

Russell quarterly update

October 2017
Here’s a summary of investment markets for the three months ending 30 September 2017

Momentum Investing: Buying Winners and Selling Losers

October 2017
Russell Investments believes that high momentum stocks will generate higher returns than low momentum stocks over a market cycle. To capture this momentum premium, Russell Investments’ equity funds are typically exposed to an allocation of high momentum stocks through a market cycle. But momentum portfolios can be subject to “momentum crashes”. Russell Investments therefore dynamically manage allocations to these high momentum stocks looking at three broad indicators - cycle, valuation and sentiment.

Momentum Investing: Buying Winners and Selling Losers

October 2017
Russell Investments believes that high momentum stocks will generate higher returns than low momentum stocks over a market cycle. To capture this momentum premium, Russell Investments’ equity funds are typically exposed to an allocation of high momentum stocks through a market cycle. But momentum portfolios can be subject to “momentum crashes”. Russell Investments therefore dynamically manage allocations to these high momentum stocks looking at three broad indicators - cycle, valuation and sentiment.

Missing the Forest for the Trees: Why Valuation Matters

October 2017
We know it’s easy to be tempted by short-term focus and market momentum. Sentiment and cycle urge us to jump on board, to hitch our wagons to today’s sky-high U.S. equities. But we believe it’s not worth it. We believe that a significant, short-lived market pullback could occur in the near future, given current valuations and the current market complacency.

You can’t see the forest for the trees: It’s a saying as old as time. The thinking goes that you’re so focused on a few things in front of you that you can’t take a step back and see the bigger picture.
In 2017, the trees are U.S. equities—and make no mistake, they’re giant ones, standing tall front and center. The forest is a significant portion of your portfolio.
Yes, U.S. stocks are high. And their related indexes are, in some cases, higher than they’ve ever been. The problem? They’re obscuring investors from peering deeper in—from seeing beyond a short-term time horizon into what else could thrive in their portfolios. Blame it on sentiment and cycle.


Missing the Forest for the Trees: Why Valuation Matters

October 2017
We know it’s easy to be tempted by short-term focus and market momentum. Sentiment and cycle urge us to jump on board, to hitch our wagons to today’s sky-high U.S. equities. But we believe it’s not worth it. We believe that a significant, short-lived market pullback could occur in the near future, given current valuations and the current market complacency.

You can’t see the forest for the trees: It’s a saying as old as time. The thinking goes that you’re so focused on a few things in front of you that you can’t take a step back and see the bigger picture.
In 2017, the trees are U.S. equities—and make no mistake, they’re giant ones, standing tall front and center. The forest is a significant portion of your portfolio.
Yes, U.S. stocks are high. And their related indexes are, in some cases, higher than they’ve ever been. The problem? They’re obscuring investors from peering deeper in—from seeing beyond a short-term time horizon into what else could thrive in their portfolios. Blame it on sentiment and cycle.


Momentum vs Asymmetry: Why downside management strategies are even more important now

October 2017
This article explores the implications of Russell Investments' latest strategist outlook for investors and their portfolios.

Momentum vs Asymmetry: Why downside management strategies are even more important now

October 2017
This article explores the implications of Russell Investments' latest strategist outlook for investors and their portfolios.

Markets bounceback after shocks

October 2017
History suggests that periods of sharp declines have often been followed by periods of some of the most favourable returns. Figure 1 shows the strong returns of U.S. markets during the 12 – 24 month periods following some of the sharpest declines of the past 40+ years. Even after the severe market falls (including the Oil Shock in the 1970s, stock market crash in 1987, ‘Tech Bubble’ in the early 2000s and the global financial crisis) where stocks lost up to half of their value over a short period of time, markets have bounced back to new highs after each shock.

Standing at the crossroads: An investor's choice of response after market turmoil

October 2017
This article shows the dramatic impact of an investor's choice of response during market turmoil on their future wealth balance.

Markets bounceback after shocks

October 2017
History suggests that periods of sharp declines have often been followed by periods of some of the most favourable returns. Figure 1 shows the strong returns of U.S. markets during the 12 – 24 month periods following some of the sharpest declines of the past 40+ years. Even after the severe market falls (including the Oil Shock in the 1970s, stock market crash in 1987, ‘Tech Bubble’ in the early 2000s and the global financial crisis) where stocks lost up to half of their value over a short period of time, markets have bounced back to new highs after each shock.

Standing at the crossroads: An investor's choice of response after market turmoil

October 2017
This article shows the dramatic impact of an investor's choice of response during market turmoil on their future wealth balance.

Harvard Goes Multi-Asset

October 2017
If you’ve followed the news, you’ve seen that over the last few months, my alma mater, Harvard University, has gone through several changes at their endowment—the largest academic endowment in the world. After years of middling returns and a well below peer return of (gasp!) 8% last year, Harvard has brought in a new CEO of the Harvard Management Company. His first change: to move from a portfolio of asset class sleeves to a generalist investment model in which all members of the investment team take ownership of the entire portfolio. We see this approach clearly as multi-asset.

Harvard Goes Multi-Asset

October 2017
If you’ve followed the news, you’ve seen that over the last few months, my alma mater, Harvard University, has gone through several changes at their endowment—the largest academic endowment in the world. After years of middling returns and a well below peer return of (gasp!) 8% last year, Harvard has brought in a new CEO of the Harvard Management Company. His first change: to move from a portfolio of asset class sleeves to a generalist investment model in which all members of the investment team take ownership of the entire portfolio. We see this approach clearly as multi-asset.

Executive Summary

September 2017
The monetary policy tide is heading out, putting upward pressure on government bond yields. Momentum can drive equity markets higher, but we believe extremely stretched U.S. equity valuation makes the market vulnerable to any unwelcome news.

Quantitative modeling insights

September 2017
The model for U.S. equities versus U.S. fixed income has moved into the positive range, up from neutral in our mid-year report. With low inflation and steady U.S. GDP growth, equities have increased in value. This stronger momentum translated into a greater signal in favour of risk assets, though we remain cautious.

Asia-Pacific: Riding the wave of momentum?

September 2017
The developed Asia-Pacific economies have been firming, while the developing economies continue to ride the wave of positive momentum. China’s 19th National Congress (due to begin in late October) will be the focus for the region, while geopolitical risks with North Korea will likely remain. Valuations remain slightly expensive, although we note that Japan is looking more attractive than the rest of the region.

Executive Summary

September 2017
The monetary policy tide is heading out, putting upward pressure on government bond yields. Momentum can drive equity markets higher, but we believe extremely stretched U.S. equity valuation makes the market vulnerable to any unwelcome news.

Currencies: Euro rally pauses but has legs

September 2017
Everyone seems to love the euro, so much so that it may have become a crowded trade. In the near term, too much optimism could dampen the rally. However, the likely tapering of bond purchases by the European Central Bank in 2018 and the revival of centrist governments will support the euro in the medium term.

The eurozone: The euro versus everything else

September 2017
From the perspective of financial markets, the third quarter of 2017 is best described as "the euro versus everything else." Tailwinds in the form of continued strong economic growth, favourable politics and robust earnings were neutralised by a single headwind: a rising euro exchange rate. Looking ahead, we expect the balance between these two forces to tilt back in favour of the fundamentals, supporting eurozone assets.

Investment Strategy Outlook

September 2017
Moderate growth, low inflation and easy monetary policy appear to provide a positive backdrop for investment portfolios as we look toward the fourth quarter of 2017. We still want to buy dips and sell rallies. Expensive U.S. equity valuation remains our main concern. Cyclical forces are moving in favour of higher government bond yields. We believe the euro has upside and that the U.S. dollar's (USD) downtrend should be arrested by early 2018.

The eurozone: The euro versus everything else

September 2017
From the perspective of financial markets, the third quarter of 2017 is best described as "the euro versus everything else." Tailwinds in the form of continued strong economic growth, favourable politics and robust earnings were neutralised by a single headwind: a rising euro exchange rate. Looking ahead, we expect the balance between these two forces to tilt back in favour of the fundamentals, supporting eurozone assets.

United States: Secondhand growth

September 2017
Cyclical strength in Europe and the emerging markets has rippled back into the U.S. market, helping large-cap businesses beat earnings expectations for two consecutive quarters. However, domestic fundamentals still look mediocre.

Quantitative modeling insights

September 2017
The model for U.S. equities versus U.S. fixed income has moved into the positive range, up from neutral in our mid-year report. With low inflation and steady U.S. GDP growth, equities have increased in value. This stronger momentum translated into a greater signal in favour of risk assets, though we remain cautious.

Asia-Pacific: Riding the wave of momentum?

September 2017
The developed Asia-Pacific economies have been firming, while the developing economies continue to ride the wave of positive momentum. China’s 19th National Congress (due to begin in late October) will be the focus for the region, while geopolitical risks with North Korea will likely remain. Valuations remain slightly expensive, although we note that Japan is looking more attractive than the rest of the region.

United States: Secondhand growth

September 2017
Cyclical strength in Europe and the emerging markets has rippled back into the U.S. market, helping large-cap businesses beat earnings expectations for two consecutive quarters. However, domestic fundamentals still look mediocre.

Currencies: Euro rally pauses but has legs

September 2017
Everyone seems to love the euro, so much so that it may have become a crowded trade. In the near term, too much optimism could dampen the rally. However, the likely tapering of bond purchases by the European Central Bank in 2018 and the revival of centrist governments will support the euro in the medium term.

Investment Strategy Outlook

September 2017
Moderate growth, low inflation and easy monetary policy appear to provide a positive backdrop for investment portfolios as we look toward the fourth quarter of 2017. We still want to buy dips and sell rallies. Expensive U.S. equity valuation remains our main concern. Cyclical forces are moving in favour of higher government bond yields. We believe the euro has upside and that the U.S. dollar's (USD) downtrend should be arrested by early 2018.

Russell monthly update

September 2017
Here is a summary of investment markets for the month of August 2017

Russell monthly update

September 2017
Here is a summary of investment markets for the month of August 2017

Keep calm in volatile markets: The cycle of market emotions

September 2017
When things are great, we feel that nothing can stop us. And when things go bad, we look to take drastic action. Because emotions can be such a threat to an investor's financial health, it is important to be aware of them. This awareness can then protect you from the negative consequences of impulsive and irrational reactions to them.

Why downside protection may matter more than upside growth

September 2017
The global macroeconomics and geopolitical outlook remains uncertain, suggesting that an environment of low rate, low growth, and high valuations may linger.

Keep calm in volatile markets: The cycle of market emotions

September 2017
When things are great, we feel that nothing can stop us. And when things go bad, we look to take drastic action. Because emotions can be such a threat to an investor's financial health, it is important to be aware of them. This awareness can then protect you from the negative consequences of impulsive and irrational reactions to them.

Why downside protection may matter more than upside growth

September 2017
The global macroeconomics and geopolitical outlook remains uncertain, suggesting that an environment of low rate, low growth, and high valuations may linger.

The search for returns: the low-return imperative

September 2017

We believe the search for returns for the remainder of 2017 and beyond is not going to get any easier against a backdrop of high U.S. equity prices, narrow credit spreads and low bond yields.


The search for returns: the low-return imperative

September 2017

We believe the search for returns for the remainder of 2017 and beyond is not going to get any easier against a backdrop of high U.S. equity prices, narrow credit spreads and low bond yields.


Saving for your first home?

July 2017
Here’s what you need to know about the government’s proposed First Home Super Saver Scheme.

Saving for your first home?

July 2017
Here’s what you need to know about the government’s proposed First Home Super Saver Scheme.

Lost super explained

July 2017
If you’ve ever moved house, changed your name or switched jobs, you could have lost super waiting to be claimed.

Lost super explained

July 2017
If you’ve ever moved house, changed your name or switched jobs, you could have lost super waiting to be claimed.

Russell Investments annual update

July 2017
Here's a summary of investment markets for the financial year ending 30 June 2017.

Russell Investments annual update

July 2017
Here's a summary of investment markets for the financial year ending 30 June 2017.

Russell Investments quarterly update

July 2017
Here’s a summary of investment markets for the three months ending 30 June 2017.

Russell Investments quarterly update

July 2017
Here’s a summary of investment markets for the three months ending 30 June 2017.

What are spouse contributions?

June 2017
Spouse contributions are contributions made by a person on behalf of an eligible spouse. To be eligible to receive spouse contributions, the receiving spouse must be aged under 65 or, if aged 65-69, be gainfully employed at least 40 hours in a consecutive 30-day period.

Types of super contributions

June 2017
There are two types of super contributions - Concessional (before-tax) contributions and non-concessional (after-tax) contributions.

Types of super contributions

June 2017
There are two types of super contributions - Concessional (before-tax) contributions and non-concessional (after-tax) contributions.

What are spouse contributions?

June 2017
Spouse contributions are contributions made by a person on behalf of an eligible spouse. To be eligible to receive spouse contributions, the receiving spouse must be aged under 65 or, if aged 65-69, be gainfully employed at least 40 hours in a consecutive 30-day period.

Before-tax versus after-tax contributions

June 2017
Making contributions to super from your before-tax pay is known as salary sacrifice. The contribution is deducted from your total salary before income tax has been calculated, and forwarded to your super account.

Before-tax versus after-tax contributions

June 2017
Making contributions to super from your before-tax pay is known as salary sacrifice. The contribution is deducted from your total salary before income tax has been calculated, and forwarded to your super account.

Making contributions to a defined benefit fund

June 2017
As a defined benefit member, if you are salary sacrificing additional amounts to your super, you need to be aware that there is a limit of how much you can contribute to superannuation before incurring additional tax. This is called a concessional contribution limit.

Making contributions to a defined benefit fund

June 2017
As a defined benefit member, if you are salary sacrificing additional amounts to your super, you need to be aware that there is a limit of how much you can contribute to superannuation before incurring additional tax. This is called a concessional contribution limit.

How does a transition to retirement strategy work?

June 2017
If you are over your preservation age and still working, you can access an income from your super through a transition to retirement pension. There are three ways you could use this income:

How does a transition to retirement strategy work?

June 2017
If you are over your preservation age and still working, you can access an income from your super through a transition to retirement pension. There are three ways you could use this income:

Do I have more than one super fund?

June 2017
If you have super in a number of different accounts, it's likely you are paying more fees than you need to. By consolidating your super into the one account you can:

Do I have more than one super fund?

June 2017
If you have super in a number of different accounts, it's likely you are paying more fees than you need to. By consolidating your super into the one account you can:

Spouse contribution splitting

June 2017
What is contribution splitting?

Contribution splitting is a process that allows you to transfer some of the contributions made to your super into an account for your spouse (including de facto of the same or different sex).

Spouse contribution splitting

June 2017
What is contribution splitting?

Contribution splitting is a process that allows you to transfer some of the contributions made to your super into an account for your spouse (including de facto of the same or different sex).

Investment Strategy Outlook

June 2017
We still want to buy dips and sell rallies against the backdrop of an expensive U.S. equity market, a broadly neutral earnings outlook, and sentiment indicators that point to complacency. Europe and, to a lesser extent, Japan and emerging markets (EM) have better cycle support. Government bonds are expensive, but a lack of global inflation pressure should keep yields in a range.

Currencies: European renaissance

June 2017
The political risks to the eurozone project are fading after elections in France, Austria and the Netherlands put centrists into power. A pro-euro, pro-globalization reform agenda could make the single European currency more appealing in the longer term.

United States: Strike three on inflation?

June 2017
The U.S. economy still looks resilient but mediocre. Incoming data during the second quarter proved consistent with our below-consensus growth forecast for 2017. The bigger surprise has come from the sharp slowdown in core inflation. We think this should put a halt to further Fed funds rate hikes this year. The lack of pricing power also poses a medium-term threat to corporate profitability.

Investment Strategy Outlook

June 2017
We still want to buy dips and sell rallies against the backdrop of an expensive U.S. equity market, a broadly neutral earnings outlook, and sentiment indicators that point to complacency. Europe and, to a lesser extent, Japan and emerging markets (EM) have better cycle support. Government bonds are expensive, but a lack of global inflation pressure should keep yields in a range.

Quantitative modeling insights: repeat performance

June 2017
Our modeling inputs appear stuck in neutral for 2017, offering no reason to change our outlook on equities or recession risk.

Currencies: European renaissance

June 2017
The political risks to the eurozone project are fading after elections in France, Austria and the Netherlands put centrists into power. A pro-euro, pro-globalization reform agenda could make the single European currency more appealing in the longer term.

Quantitative modeling insights: repeat performance

June 2017
Our modeling inputs appear stuck in neutral for 2017, offering no reason to change our outlook on equities or recession risk.

Asia-Pacific: tortoise and the hare?

June 2017
The developing Asia-Pacific economies are powering ahead like the speedy hare in the classic fable, although we are less optimistic on the outlook for some of the more developed regional countries that plod along like the fable’s tortoise. Resilient global trade continues to be a tailwind, and AsiaPacific equities currently appear slightly expensive after a strong secondquarter performance.

The eurozone: Markets are closing the gap

June 2017
In the past quarter, eurozone markets started to close the gap between strong fundamentals and weak relative performance. A "good news" show coming from the economy, political developments, earnings growth and monetary policy pushed markets higher. Although this rally has stretched near-term sentiment, we expect the eurozone to continue to do well in the medium term.

Executive Summary

June 2017
We still want to buy dips and sell rallies against the backdrop of an expensive U.S. equity market, a broadly neutral earnings outlook, and sentiment indicators that point to complacency. Europe and, to a lesser extent, Japan and emerging markets (EM) have better cycle support. Government bonds are expensive, but a lack of global inflation pressure should keep yields in a range.

United States: Strike three on inflation?

June 2017
The U.S. economy still looks resilient but mediocre. Incoming data during the second quarter proved consistent with our below-consensus growth forecast for 2017. The bigger surprise has come from the sharp slowdown in core inflation. We think this should put a halt to further Fed funds rate hikes this year. The lack of pricing power also poses a medium-term threat to corporate profitability.

The eurozone: Markets are closing the gap

June 2017
In the past quarter, eurozone markets started to close the gap between strong fundamentals and weak relative performance. A "good news" show coming from the economy, political developments, earnings growth and monetary policy pushed markets higher. Although this rally has stretched near-term sentiment, we expect the eurozone to continue to do well in the medium term.

Asia-Pacific: tortoise and the hare?

June 2017
The developing Asia-Pacific economies are powering ahead like the speedy hare in the classic fable, although we are less optimistic on the outlook for some of the more developed regional countries that plod along like the fable’s tortoise. Resilient global trade continues to be a tailwind, and AsiaPacific equities currently appear slightly expensive after a strong secondquarter performance.

Executive Summary

June 2017
We still want to buy dips and sell rallies against the backdrop of an expensive U.S. equity market, a broadly neutral earnings outlook, and sentiment indicators that point to complacency. Europe and, to a lesser extent, Japan and emerging markets (EM) have better cycle support. Government bonds are expensive, but a lack of global inflation pressure should keep yields in a range.

Global Market Outlook - Q3 update: Late-cycle lean out

June 2017
Our Investment Strategist team deliver the outlook for the third quarter. We're in a late-cycle, momentum-driven market, where valuation is at an extreme. Momentum can drive markets beyond fundamentals for an extended period. No investment process is going to pick the peak in the cycle, but we'd lean out as risks increase

Global Market Outlook - Q3 update: Late-cycle lean out

June 2017
Our Investment Strategist team deliver the outlook for the third quarter. We're in a late-cycle, momentum-driven market, where valuation is at an extreme. Momentum can drive markets beyond fundamentals for an extended period. No investment process is going to pick the peak in the cycle, but we'd lean out as risks increase

Russell Investments monthly update

June 2017
Here is a summary of investment markets for the month of May 2017

Russell Investments monthly update

June 2017
Here is a summary of investment markets for the month of May 2017

Has the US market overshot? Bet against mean reversion at your peril

May 2017
We’ve all heard and readily accept the investment axiom, buy low and sell high. But have you ever thought about the market forces that makes this true? Robert Shiller has. He won a Nobel Prize for this thinking.

Has the US market overshot? Bet against mean reversion at your peril

May 2017
We’ve all heard and readily accept the investment axiom, buy low and sell high. But have you ever thought about the market forces that makes this true? Robert Shiller has. He won a Nobel Prize for this thinking.

2017 Federal Budget superannuation update

May 2017
We provide a summary of how the announcements in the 2017 Federal Budget will impact on superannuation.

2017 Federal Budget superannuation update

May 2017
We provide a summary of how the announcements in the 2017 Federal Budget will impact on superannuation.

Cam's before and after story

May 2017
Last year 1,727 of our members combined their super and went into the draw to win a MINI Cooper. Cameron O’Bryan sorted his super and became the owner of a new car—all at the touch of a button.

Cam's before and after story

May 2017
Last year 1,727 of our members combined their super and went into the draw to win a MINI Cooper. Cameron O’Bryan sorted his super and became the owner of a new car—all at the touch of a button.

A better future starts now

May 2017
Many of us imagine how great life will be once we retire. So how can you make it happen?

Retire with more

May 2017
In our recent member survey, you told us what you want – and we’re listening.

Five finance tips

May 2017
As 30 June approaches, there’s no better time to take a step back and review your finances. Here are five tips to get you in great shape to start the new financial year.

Retire with more

May 2017
In our recent member survey, you told us what you want – and we’re listening.

Super changes before and after

May 2017
New super rules come into effect on 1 July 2017. Here are some of the ways you can maximise your super both before and after the changes come into effect (or read about the new rules in detail).

A better future starts now

May 2017
Many of us imagine how great life will be once we retire. So how can you make it happen?

Five finance tips

May 2017
As 30 June approaches, there’s no better time to take a step back and review your finances. Here are five tips to get you in great shape to start the new financial year.

Super changes before and after

May 2017
New super rules come into effect on 1 July 2017. Here are some of the ways you can maximise your super both before and after the changes come into effect (or read about the new rules in detail).

Monthly update

May 2017
Here is a summary of investment markets for the month of April 2017

Monthly update

May 2017
Here is a summary of investment markets for the month of April 2017

Quarterly update

April 2017
Here’s a summary of investment markets for the three months ending 31 March 2017

Quarterly update

April 2017
Here’s a summary of investment markets for the three months ending 31 March 2017

Executive Summary

March 2017
Equities have rallied on better global growth and expectations for theTrump administration’s economic stimulus in the U.S. market. We worry that expectations are running ahead of reality.

Executive Summary

March 2017
Equities have rallied on better global growth and expectations for theTrump administration’s economic stimulus in the U.S. market. We worry that expectations are running ahead of reality.

Currencies: U.S. dollar has limited upside

March 2017
Interest rates still give the U.S. dollar (USD) an advantage over other developed-market currencies, but the 25% appreciation predicted as a result of the so-called border tax is not in the cards.

Currencies: U.S. dollar has limited upside

March 2017
Interest rates still give the U.S. dollar (USD) an advantage over other developed-market currencies, but the 25% appreciation predicted as a result of the so-called border tax is not in the cards.

Asia-Pacific: power without glory

March 2017
Economies in the Asia-Pacific region are motoring on, with our expectation for full-year 2017 real GDP growth at just under 5%. That’s just a slight acceleration on 2016, as trade continues to improve and as business conditions firm. In our view, Asia-Pacific equity markets are fairly priced, while interest rates are facing upward pressures as global reflation returns.

Asia-Pacific: power without glory

March 2017
Economies in the Asia-Pacific region are motoring on, with our expectation for full-year 2017 real GDP growth at just under 5%. That’s just a slight acceleration on 2016, as trade continues to improve and as business conditions firm. In our view, Asia-Pacific equity markets are fairly priced, while interest rates are facing upward pressures as global reflation returns.

The eurozone: Reflation is winning

March 2017
Eurozone economic growth has been strong and its financial markets have started to rebound. In the broader context of continued monetary stimulus, we think it is becoming ever more certain that reflation is winning. When markets see the same, we expect the rebound will accelerate and the gap with strong fundamentals will close.

The eurozone: Reflation is winning

March 2017
Eurozone economic growth has been strong and its financial markets have started to rebound. In the broader context of continued monetary stimulus, we think it is becoming ever more certain that reflation is winning. When markets see the same, we expect the rebound will accelerate and the gap with strong fundamentals will close.

United States: Newton’s cradle in motion

March 2017
Market psychology has swung dramatically over the last 12 months. In early 2016, investors were worried about the risks of secular stagnation and a U.S. recession, but the narrative has veered in recent months toward the awakening of animal spirits. We continue to argue that the truth falls in the middle of these two extremes — that the U.S. economy is resilient but mediocre. This view has underpinned our "buy the dips and sell the rallies" investment strategy. As the market pendulum swings closer to euphoria, a more cautious strategy seems warranted.

United States: Newton’s cradle in motion

March 2017
Market psychology has swung dramatically over the last 12 months. In early 2016, investors were worried about the risks of secular stagnation and a U.S. recession, but the narrative has veered in recent months toward the awakening of animal spirits. We continue to argue that the truth falls in the middle of these two extremes — that the U.S. economy is resilient but mediocre. This view has underpinned our "buy the dips and sell the rallies" investment strategy. As the market pendulum swings closer to euphoria, a more cautious strategy seems warranted.

Investment Strategy Outlook

March 2017
Undue pessimism about global growth has given way to excessive optimism. Equity markets are overbought and a correction should create a buying opportunity. U.S. Treasuries are now fairly valued at around 2.5%, but we expect yields will be under upward pressure from rising inflation and Fed tightening.

Investment Strategy Outlook

March 2017
Undue pessimism about global growth has given way to excessive optimism. Equity markets are overbought and a correction should create a buying opportunity. U.S. Treasuries are now fairly valued at around 2.5%, but we expect yields will be under upward pressure from rising inflation and Fed tightening.

Quantitative modelling insights: holding pattern

March 2017
Our model for U.S. equities versus U.S. fixed income, continues to show a neutral preference as of March 15, 2017, without much change since our annual outlook report.

Quantitative modelling insights: holding pattern

March 2017
Our model for U.S. equities versus U.S. fixed income, continues to show a neutral preference as of March 15, 2017, without much change since our annual outlook report.

Ready? steady? Coming, normal or not! - 2017 Market Outlook

March 2017
Graham Harman, APAC Investment strategist shares some of the key market watch points Russell Investments will be monitoring over 2017

Ready? steady? Coming, normal or not! - 2017 Market Outlook

March 2017
Graham Harman, APAC Investment strategist shares some of the key market watch points Russell Investments will be monitoring over 2017

Active & Passive Investing

March 2017
Why we believe the smart money takes a total-portfolio approach.

Active & Passive Investing

March 2017
Why we believe the smart money takes a total-portfolio approach.

How fragile are today’s financial markets?

March 2017
The U.S. stock market continues to hit new highs. Interest rates remain remarkably low compared to historical norms. It’s almost 8 years since the last U.S. economic recession. But nothing lasts forever.

How fragile are today’s financial markets?

March 2017
The U.S. stock market continues to hit new highs. Interest rates remain remarkably low compared to historical norms. It’s almost 8 years since the last U.S. economic recession. But nothing lasts forever.

Russell monthly update

March 2017
Here is a summary of investment markets for the month of February 2017

Russell monthly update

March 2017
Here is a summary of investment markets for the month of February 2017

Super changes explained

February 2017
The Federal Government’s changes to superannuation have passed through parliament. Many of these will come into effect on 1 July 2017.

Super changes explained

February 2017
The Federal Government’s changes to superannuation have passed through parliament. Many of these will come into effect on 1 July 2017.

Two key themes emerged over the quarter in Q4 2016 (Retail)

February 2017
We believe 2017 will provide some real opportunities for active management compared to the prior 12-18 months.

Two key themes emerged over the quarter in Q4 2016 (Retail)

February 2017
We believe 2017 will provide some real opportunities for active management compared to the prior 12-18 months.

Two key themes emerged over the quarter in Q4 2016 (Institutional)

February 2017
We believe 2017 will provide some real opportunities for active management compared to the prior 12-18 months.

Two key themes emerged over the quarter in Q4 2016 (Institutional)

February 2017
We believe 2017 will provide some real opportunities for active management compared to the prior 12-18 months.

Five minutes with..

February 2017
We sat down with Daniel Choo, one of our investment analysts, for an insight into how your super portfolios are managed; navigating the markets on the day Donald Trump won the US presidential election; and how different retirement could look in the future.

Brexit plus Trump

February 2017
Russell Investments’ 2017 Global Market Outlook, which offers economic insights and market forecasts for the year ahead, is dominated by political uncertainty as markets around the world adjust to the new realities of President Trump and Brexit.

Know your bears from your bulls

February 2017
Ever heard someone waxing lyrical about the importance of diversifying your portfolio across asset classes and wished you knew what on earth they were talking about? Check out our plain-language guide to common investing terms, and you’ll be holding your own in no time.

Brexit plus Trump

February 2017
Russell Investments’ 2017 Global Market Outlook, which offers economic insights and market forecasts for the year ahead, is dominated by political uncertainty as markets around the world adjust to the new realities of President Trump and Brexit.

The true cost of the crystal ball

February 2017
We recently explored our innate desire to chase the top of the market, and how overcoming our human impulses can have great rewards. Here we look at exactly what it would have taken to hit those highs over a decade—and what it would have cost us.

Five minutes with..

February 2017
We sat down with Daniel Choo, one of our investment analysts, for an insight into how your super portfolios are managed; navigating the markets on the day Donald Trump won the US presidential election; and how different retirement could look in the future.

Know your bears from your bulls

February 2017
Ever heard someone waxing lyrical about the importance of diversifying your portfolio across asset classes and wished you knew what on earth they were talking about? Check out our plain-language guide to common investing terms, and you’ll be holding your own in no time.

The true cost of the crystal ball

February 2017
We recently explored our innate desire to chase the top of the market, and how overcoming our human impulses can have great rewards. Here we look at exactly what it would have taken to hit those highs over a decade—and what it would have cost us.

Russell monthly update

February 2017
Here is a summary of investment markets for the month of January 2017

Russell monthly update

February 2017
Here is a summary of investment markets for the month of January 2017

Retirement Options

January 2017
Whether you are transitioning to retirement or looking to retire completely, we have the solution for you. Find out how iQ RetirementTM can provide you with the flexibility of a contribution account and a pension account, within the one product.

Retirement Options

January 2017
Whether you are transitioning to retirement or looking to retire completely, we have the solution for you. Find out how iQ RetirementTM can provide you with the flexibility of a contribution account and a pension account, within the one product.

Russell quarterly update

January 2017
Here’s a summary of investment markets for the three months ending 31 December 2016.

Russell quarterly update

January 2017
Here’s a summary of investment markets for the three months ending 31 December 2016.

January 2017

January 2017

Russell monthly update

December 2016
Here is a summary of investment markets for the month of November 2016.

Russell monthly update

December 2016
Here is a summary of investment markets for the month of November 2016.

Executive summary: investment tourism

December 2016
Brexit and U.S. President-elect Donald Trump make a complicated late-cycle outlook even less predictable. Investors will need to navigate stretched valuations in 2017 and a potentially more aggressive U.S. Federal Reserve (Fed) as they work out the policy direction of the new U.S. administration.

Executive summary: investment tourism

December 2016
Brexit and U.S. President-elect Donald Trump make a complicated late-cycle outlook even less predictable. Investors will need to navigate stretched valuations in 2017 and a potentially more aggressive U.S. Federal Reserve (Fed) as they work out the policy direction of the new U.S. administration.

Quantitative modeling insights: holding pattern

December 2016
Our model for U.S. equities versus U.S. fixed income, which had slightly favored equities through much of 2016, shows a neutral preference as of November 25, 2016.

Quantitative modeling insights: holding pattern

December 2016
Our model for U.S. equities versus U.S. fixed income, which had slightly favored equities through much of 2016, shows a neutral preference as of November 25, 2016.

Currencies: will Trumponomics echo Reaganomics?

December 2016
The U.S. dollar has surged since the unexpected victory of Donald Trump in November’s U.S. presidential elections. If the greenback’s ascent continues apace, it could rival the overshoot of the dollar during Ronald Reagan’s first term as president in the 1980s. However, we don’t think such an overshoot is a likely scenario.

Currencies: will Trumponomics echo Reaganomics?

December 2016
The U.S. dollar has surged since the unexpected victory of Donald Trump in November’s U.S. presidential elections. If the greenback’s ascent continues apace, it could rival the overshoot of the dollar during Ronald Reagan’s first term as president in the 1980s. However, we don’t think such an overshoot is a likely scenario.

The eurozone: trust in fundamentals

December 2016
It is hard to stick to an investment process when financial markets seem to ignore everything it is built on. However, it is precisely in times like these that we have to remind ourselves that an investment process aims to not only identify investment opportunities, but also prevent investors from making behavioral mistakes. We believe giving up on the favorable fundamentals in the eurozone would be such a mistake. And we continue to trust they will lift eurozone financial markets.

The eurozone: trust in fundamentals

December 2016
It is hard to stick to an investment process when financial markets seem to ignore everything it is built on. However, it is precisely in times like these that we have to remind ourselves that an investment process aims to not only identify investment opportunities, but also prevent investors from making behavioral mistakes. We believe giving up on the favorable fundamentals in the eurozone would be such a mistake. And we continue to trust they will lift eurozone financial markets.

Global Market Outlook 2017: The new abnormal

December 2016
Political uncertainty dominates the 2017 outlook as markets adjust to the new realities of President-elect Trump and Brexit.

Global Market Outlook 2017: The new abnormal

December 2016
Political uncertainty dominates the 2017 outlook as markets adjust to the new realities of President-elect Trump and Brexit.

Russell Investments' dynamic approach delivers a successful quarter in Q3 2016 (Retail)

November 2016
Volatility looks set to continue over the remainder of this year and into next as investors grapple with the transition of power in the US, a likely Fed rate hike in December and the longer-term impact of Brexit.

Russell Investments' dynamic approach delivers a successful quarter in Q3 2016 (Retail)

November 2016
Volatility looks set to continue over the remainder of this year and into next as investors grapple with the transition of power in the US, a likely Fed rate hike in December and the longer-term impact of Brexit.

Russell Investments' dynamic approach delivers a successful quarter in Q3 2016 (Institutional)

November 2016
Volatility looks set to continue over the remainder of this year and into next as investors grapple with the transition of power in the US, a likely Fed rate hike in December and the longer-term impact of Brexit.

Russell Investments' dynamic approach delivers a successful quarter in Q3 2016 (Institutional)

November 2016
Volatility looks set to continue over the remainder of this year and into next as investors grapple with the transition of power in the US, a likely Fed rate hike in December and the longer-term impact of Brexit.

More than meets the eye

November 2016
Russell Investments' global research focus ensures many of the world's best investment ideas are included in your super portfolio.

More than meets the eye

November 2016
Russell Investments' global research focus ensures many of the world's best investment ideas are included in your super portfolio.

Will the US election result affect your super

November 2016
The US election is finally over. But just what difference will the result make to your super?

Will the US election result affect your super

November 2016
The US election is finally over. But just what difference will the result make to your super?

Resisting temptation

November 2016
Human beings have developed language, conquered gravity, and made the most of our opposable thumbs. What we’re not terribly good at though, is overcoming our own worst impulses – particularly as investors.

Resisting temptation

November 2016
Human beings have developed language, conquered gravity, and made the most of our opposable thumbs. What we’re not terribly good at though, is overcoming our own worst impulses – particularly as investors.

A winning approach

November 2016
Russell Investments is known for its award-winning multi-asset portfolios, and your super is most likely invested in one of them. But what exactly is a multi-asset portfolio, and why do we believe it’s the best way to reach your desired outcomes?

A winning approach

November 2016
Russell Investments is known for its award-winning multi-asset portfolios, and your super is most likely invested in one of them. But what exactly is a multi-asset portfolio, and why do we believe it’s the best way to reach your desired outcomes?

Meet Superwoman

November 2016
Sandra is an iQ SuperTM member. She has started looking ahead to her retirement, even though it’s probably still some time away. And she’s been working hard at growing her super.

Meet Superwoman

November 2016
Sandra is an iQ SuperTM member. She has started looking ahead to her retirement, even though it’s probably still some time away. And she’s been working hard at growing her super.

Are we there yet? The search for global inflation

October 2016
As many a parent setting off on a long road trip with children has heard all too often, there is the familiar question of “Are we there yet?” Most commonly this question is initially asked just as the family car “pulls out of the garage” and is re asked every 15-30 minutes. So what does a family road trip have to do with bond markets?

Are we there yet? The search for global inflation

October 2016
As many a parent setting off on a long road trip with children has heard all too often, there is the familiar question of “Are we there yet?” Most commonly this question is initially asked just as the family car “pulls out of the garage” and is re asked every 15-30 minutes. So what does a family road trip have to do with bond markets?

Concentration risk and the Australian share market

October 2016
We look at why franking credits should not be the only consideration for For-Purpose organisations

Concentration risk and the Australian share market

October 2016
We look at why franking credits should not be the only consideration for For-Purpose organisations

Emerging markets: Poised for a rally?

October 2016
One of our multi-asset experts examines emerging markets as part of a multi-asset investment strategy in light of our latest global market outlook.

Emerging markets: Poised for a rally?

October 2016
One of our multi-asset experts examines emerging markets as part of a multi-asset investment strategy in light of our latest global market outlook.

Russell Investments’ 2016 Global Market Outlook–Q4 Update

October 2016
Global markets appear vulnerable to fourth-quarter shocks

Russell Investments’ 2016 Global Market Outlook–Q4 Update

October 2016
Global markets appear vulnerable to fourth-quarter shocks

Russell Investments’ dynamic approach delivers a successful quarter in Q2 2016 (Retail)

September 2016
The June 2016 quarter was another eventful period and we remain in a low return, high volatility world.

Russell Investments’ dynamic approach delivers a successful quarter in Q2 2016 (Retail)

September 2016
The June 2016 quarter was another eventful period and we remain in a low return, high volatility world.

Multi-asset review Q2 2016

September 2016
Russell Investments’ dynamic approach delivers a successful quarter

Multi-asset review Q2 2016

September 2016
Russell Investments’ dynamic approach delivers a successful quarter

September 2016
Can you handle the short-term ups and downs of investment markets, or do you prefer a smoother ride? Are you preparing to retire soon, or can’t imagine stopping work for a long time yet? Make sure your super investment strategy matches up to your risk appetite and personal lifestyle goals.

September 2016
Can you handle the short-term ups and downs of investment markets, or do you prefer a smoother ride? Are you preparing to retire soon, or can’t imagine stopping work for a long time yet? Make sure your super investment strategy matches up to your risk appetite and personal lifestyle goals.

September 2016
Published annually, the Russell Investments/ASX Long-term Investing Report is the only widely-available report that provides Australians with a comprehensive comparison between the long-term returns of Australian residential investment property and key domestic and global asset classes.

September 2016
Published annually, the Russell Investments/ASX Long-term Investing Report is the only widely-available report that provides Australians with a comprehensive comparison between the long-term returns of Australian residential investment property and key domestic and global asset classes.

September 2016
If you’re feeling a little bombarded by news about the US and Australian elections, Brexit fallout, RBA interest rate cuts, anaemic global growth—you’re not alone. In a low-return, high-volatility world, many people are asking, ‘How can I protect my super in this environment?’

September 2016
If you’re feeling a little bombarded by news about the US and Australian elections, Brexit fallout, RBA interest rate cuts, anaemic global growth—you’re not alone. In a low-return, high-volatility world, many people are asking, ‘How can I protect my super in this environment?’

Russell monthly update

September 2016
Here is a summary of investment markets for the month of August 2016

Russell monthly update

September 2016
Here is a summary of investment markets for the month of August 2016

Russell Investments’ dynamic approach delivers a successful quarter in Q2 2016 (Institutional)

September 2016
The June 2016 quarter was another eventful period and we remain in a low return, high volatility world.

Russell Investments’ dynamic approach delivers a successful quarter in Q2 2016 (Institutional)

September 2016
The June 2016 quarter was another eventful period and we remain in a low return, high volatility world.

Finding opportunity in volatile times

August 2016
Volatility is expected to continue throughout the remainder of 2016. Helping clients to focus their attention on the factors they can control can be both useful and rewarding.

Finding opportunity in volatile times

August 2016
Volatility is expected to continue throughout the remainder of 2016. Helping clients to focus their attention on the factors they can control can be both useful and rewarding.

‘7-point plan’ for staying patient: Diversify … but do it intelligently

August 2016
Some of the world’s safest investments have now become (thanks to their extreme valuations) some of the riskiest. What does that do to a portfolio that is half bonds and half the ‘conventional’ risky asset – equities? Should such a portfolio still be considered diversified?

‘7-point plan’ for staying patient: Diversify … but do it intelligently

August 2016
Some of the world’s safest investments have now become (thanks to their extreme valuations) some of the riskiest. What does that do to a portfolio that is half bonds and half the ‘conventional’ risky asset – equities? Should such a portfolio still be considered diversified?

Russell monthly update

August 2016
Here is a summary of investment markets for the month of July 2016

Russell monthly update

August 2016
Here is a summary of investment markets for the month of July 2016

‘7-point plan’ for staying patient: Get real … you MUST make the mental adjustment’

July 2016
News of late - be it in the political or economic arena - has been rather downbeat. Politics aside, economic growth outlook in both developed and emerging economies is uninspiring.

‘7-point plan’ for staying patient: Get real … you MUST make the mental adjustment’

July 2016
News of late - be it in the political or economic arena - has been rather downbeat. Politics aside, economic growth outlook in both developed and emerging economies is uninspiring.

Russell quarterly update

July 2016
Here’s a summary of investment markets for the three months ending 30 June 2016.

Russell quarterly update

July 2016
Here’s a summary of investment markets for the three months ending 30 June 2016.

‘7-point plan’ for staying patient: Understand the ‘lay of the board’

July 2016
Over the past few weeks, the global community has been coming to terms with the fact that an unlikely event, namely victory for the Leave camp in the UK, did actually take place. Media outlets around the world made the most of the story. Financial markets reacted decisively on the day – dumping the pound, retreating from European shares, especially the vulnerable banking sector, and elevating sovereign bonds, and the Yen, to new highs. Brexit was another episode of volatility, and with the wide-ranging consequences it could have for Europe and beyond, we think volatility is here to stay. It is hard to imagine the global economy churning through the mounting challenges and surprising us on the upside any time soon. We stand by our view that good investment returns will be hard to come by, at least in the near term.

‘7-point plan’ for staying patient: Understand the ‘lay of the board’

July 2016
Over the past few weeks, the global community has been coming to terms with the fact that an unlikely event, namely victory for the Leave camp in the UK, did actually take place. Media outlets around the world made the most of the story. Financial markets reacted decisively on the day – dumping the pound, retreating from European shares, especially the vulnerable banking sector, and elevating sovereign bonds, and the Yen, to new highs. Brexit was another episode of volatility, and with the wide-ranging consequences it could have for Europe and beyond, we think volatility is here to stay. It is hard to imagine the global economy churning through the mounting challenges and surprising us on the upside any time soon. We stand by our view that good investment returns will be hard to come by, at least in the near term.

Where to for bonds?

July 2016
In October last year we watched with anticipation as bond markets reacted to concerns over  sluggish Chinese growth prospects and Europe’s ability to stave off deflation in light of falling growth rates.

Where to for bonds?

July 2016
In October last year we watched with anticipation as bond markets reacted to concerns over  sluggish Chinese growth prospects and Europe’s ability to stave off deflation in light of falling growth rates.

The three step process to developing an ‘all weather’ financial strategy

July 2016
Developing a financial strategy that will succeed in good and bad economic environments is a challenge for all business and investment professionals. However, this challenge can be particularly acute for many For-Purpose organisations due to the long term (often perpetual) nature of their objectives and their need to balance the competing objectives of regularly drawing an income whilst preserving the capital base of their investment portfolio.

The three step process to developing an ‘all weather’ financial strategy

July 2016
Developing a financial strategy that will succeed in good and bad economic environments is a challenge for all business and investment professionals. However, this challenge can be particularly acute for many For-Purpose organisations due to the long term (often perpetual) nature of their objectives and their need to balance the competing objectives of regularly drawing an income whilst preserving the capital base of their investment portfolio.

Federal Budget Update

July 2016
We finally have an election result. So what happens to super?

Federal Budget Update

July 2016
We finally have an election result. So what happens to super?

Q3 2016 Global Market Outlook update

July 2016
Our investment process at mid-year 2016 sees expensive U.S. equities, weakening business cycle fundamentals in developed markets and growing signs of exhaustion in the second quarter rally.

Q3 2016 Global Market Outlook update

July 2016
Our investment process at mid-year 2016 sees expensive U.S. equities, weakening business cycle fundamentals in developed markets and growing signs of exhaustion in the second quarter rally.

Spotlight on: Russell Investments’ equity ETFs

June 2016
At the end of May 2016, Russell Investments’ Portfolio Managers, James Harwood and Robert Moore, held a briefing on the recent ETF reconstitution. Each of the ETFs underwent some changes to ensure they maintain the correct positioning to achieve their end desired outcomes.

Below is an overview of the EQUITY component of the briefing.

Spotlight on: Russell Investments’ equity ETFs

June 2016
At the end of May 2016, Russell Investments’ Portfolio Managers, James Harwood and Robert Moore, held a briefing on the recent ETF reconstitution. Each of the ETFs underwent some changes to ensure they maintain the correct positioning to achieve their end desired outcomes.

Below is an overview of the EQUITY component of the briefing.

7 things successful investors do in volatile times

June 2016
If you and your clients are feeling a little bombarded by news about US and Australian elections, ‘Brexit’ fallout, global growth, government debt, record low interest rates (negative in some parts of the globe), high valuations, declining earnings, Chinese data releases, commodity price weakness, see-sawing currencies – and wondering what to make of it all, I have some news for you. Take comfort… you are not alone!

In fact, investors everywhere are grappling with the same big question:

7 things successful investors do in volatile times

June 2016
If you and your clients are feeling a little bombarded by news about US and Australian elections, ‘Brexit’ fallout, global growth, government debt, record low interest rates (negative in some parts of the globe), high valuations, declining earnings, Chinese data releases, commodity price weakness, see-sawing currencies – and wondering what to make of it all, I have some news for you. Take comfort… you are not alone!

In fact, investors everywhere are grappling with the same big question:

What comes after Brexit

June 2016
The results of the United Kingdom referendum on European Union membership have been announced: the UK will leave the EU. This historic moment brings to an end the referendum process, but heralds a new chapter of uncertainty for the UK and the EU.

What comes after Brexit

June 2016
The results of the United Kingdom referendum on European Union membership have been announced: the UK will leave the EU. This historic moment brings to an end the referendum process, but heralds a new chapter of uncertainty for the UK and the EU.

Spotlight on: Russell Investments’ bond ETFs

June 2016
At the end of May 2016, Russell Investments’ Portfolio Managers, James Harwood and Robert Moore, held a briefing on the recent ETF reconstitution. Each of the ETFs underwent some changes to ensure they maintain the correct positioning to achieve their end desired outcomes.

Below is an overview of the BOND component of the briefing.

Spotlight on: Russell Investments’ bond ETFs

June 2016
At the end of May 2016, Russell Investments’ Portfolio Managers, James Harwood and Robert Moore, held a briefing on the recent ETF reconstitution. Each of the ETFs underwent some changes to ensure they maintain the correct positioning to achieve their end desired outcomes.

Below is an overview of the BOND component of the briefing.

Russell monthly update

June 2016
Here is a summary of investment markets for the month of May 2016

Russell monthly update

June 2016
Here is a summary of investment markets for the month of May 2016

Market Update - Fed rate decision

June 2016
Steady as it goes. For now

In the end there really wasn’t much suspense. U.S. Federal Reserve chair Janet Yellen had made it pretty clear in a speech she gave on 6 June that the Fed intended to keep interest rates steady at its June Open Market Committee (FOMC) meeting. And that’s exactly what happened. So for now, the U.S. federal funds rate remains unchanged at between 25 to 50 basis points.

Market Update - Fed rate decision

June 2016
Steady as it goes. For now

In the end there really wasn’t much suspense. U.S. Federal Reserve chair Janet Yellen had made it pretty clear in a speech she gave on 6 June that the Fed intended to keep interest rates steady at its June Open Market Committee (FOMC) meeting. And that’s exactly what happened. So for now, the U.S. federal funds rate remains unchanged at between 25 to 50 basis points.

Own your future

May 2016
Are you making the most of what you have?

Brave new world

May 2016
Fast forward to 2050. How will we be living, working and retiring—and what does it all mean for your super today?

Brave new world

May 2016
Fast forward to 2050. How will we be living, working and retiring—and what does it all mean for your super today?

Own your future

May 2016
Are you making the most of what you have?

Seeing double?

May 2016
If you have more than one super account, there’s a good chance you’re losing hundreds of dollars in duplicated fees every year.

Seeing double?

May 2016
If you have more than one super account, there’s a good chance you’re losing hundreds of dollars in duplicated fees every year.

What lies beneath

May 2016
You may be surprised to find out just how many shares, bonds and other investments lie beneath the surface of our popular Balanced Opportunities Portfolio.

What lies beneath

May 2016
You may be surprised to find out just how many shares, bonds and other investments lie beneath the surface of our popular Balanced Opportunities Portfolio.

Executive Summary

May 2016
The 2016 Russell Investments/ASX Long-term Investing Report underscores the danger of Australian investors relying on local asset classes, and traditional ‘do-it- yourself’ approaches, to achieve their long-term investment goals.

Executive Summary

May 2016
The 2016 Russell Investments/ASX Long-term Investing Report underscores the danger of Australian investors relying on local asset classes, and traditional ‘do-it- yourself’ approaches, to achieve their long-term investment goals.

Federal Budget 2016 - For Purpose

May 2016
With an election looming the 2016 Federal Budget had relatively few surprises and was overall a cautious budget that is consistent with Scott Morrison’s edict of ‘Jobs and Growth’. In addition to incentives to boost the economy through small to medium enterprise incentives, a primary focus for the Government was “Making our tax system more sustainable so we can cover the Government’s responsibilities for the next generation”. With an economy facing a modest growth rate outlook and longer term fiscal challenges, the Budget introduces little new spending but rather focuses on a variety of adjustments to the tax system and longer term fiscal consolidation.

Federal Budget 2016 - For Purpose

May 2016
With an election looming the 2016 Federal Budget had relatively few surprises and was overall a cautious budget that is consistent with Scott Morrison’s edict of ‘Jobs and Growth’. In addition to incentives to boost the economy through small to medium enterprise incentives, a primary focus for the Government was “Making our tax system more sustainable so we can cover the Government’s responsibilities for the next generation”. With an economy facing a modest growth rate outlook and longer term fiscal challenges, the Budget introduces little new spending but rather focuses on a variety of adjustments to the tax system and longer term fiscal consolidation.

Federal Budget 2016 – Superannuation update

May 2016
We provide a summary of how the announcements in the 2016 Federal Budget will impact on superannuation

Federal Budget 2016 – Superannuation update

May 2016
We provide a summary of how the announcements in the 2016 Federal Budget will impact on superannuation

Federal Budget 2016 - Adviser

May 2016
Read an overview of the Federal Budget and impact on super

Federal Budget 2016 - Adviser

May 2016
Read an overview of the Federal Budget and impact on super

Russell Investments Strategists Philosophy and Process

April 2016
This summary explains why Russell Investments believe an investment process is important and the philosophy that underpins the process. It creates structure around decision making and focuses discussion on the areas where value can be added.

Russell Investments Strategists Philosophy and Process

April 2016
This summary explains why Russell Investments believe an investment process is important and the philosophy that underpins the process. It creates structure around decision making and focuses discussion on the areas where value can be added.

Russell quarterly update - 31 March 2016

April 2016
Here’s a summary of investment markets for the three months ending 31 March 2016.

Russell quarterly update - 31 March 2016

April 2016
Here’s a summary of investment markets for the three months ending 31 March 2016.

3 rules for the road: Signposts for investors in 2016

February 2016
Investing in 2015 wasn’t easy. Term deposit rates dwindled from 3% in January to levels now that, at closer to 2%, are outright meagre. On the whole, the Australian sharemarket has been pretty flat. And any Australians traveling abroad have felt the pain of a 10% fall in the dollar. To help you prepare for 2016, take a look at ‘3 rules for the road’.

3 rules for the road: Signposts for investors in 2016

February 2016
Investing in 2015 wasn’t easy. Term deposit rates dwindled from 3% in January to levels now that, at closer to 2%, are outright meagre. On the whole, the Australian sharemarket has been pretty flat. And any Australians traveling abroad have felt the pain of a 10% fall in the dollar. To help you prepare for 2016, take a look at ‘3 rules for the road’.

Worried about volatility? Here’s what you need to know

February 2016
Fear and worry are natural reactions when markets are rising one day and falling the next.

Worried about volatility? Here’s what you need to know

February 2016
Fear and worry are natural reactions when markets are rising one day and falling the next.

Crystal ball: the inside word from our strategists

February 2016
Global equity and credit markets have been very volatile since the beginning of the year. Our view is that markets have over-reacted and should rebound when sentiment improves.

Crystal ball: the inside word from our strategists

February 2016
Global equity and credit markets have been very volatile since the beginning of the year. Our view is that markets have over-reacted and should rebound when sentiment improves.

Focus Not-for-profit Newsletter Edition 1 - 2016

February 2016
There will be some significant opportunities and challenges for for-purpose throughout 2016. We explore the implications for strategic planning and risk management.

Focus Not-for-profit Newsletter Edition 1 - 2016

February 2016
There will be some significant opportunities and challenges for for-purpose throughout 2016. We explore the implications for strategic planning and risk management.

3 tips for handling bumpy financial markets

February 2016
Investing in 2016 might feel a bit disarming after strong Australian and global share returns from 2009-2014. Our experts continue to expect ‘lower returns and higher volatility’, but provide 3 tips for investors to handle bumpy financial markets and stay focused on long-term goals

3 tips for handling bumpy financial markets

February 2016
Investing in 2016 might feel a bit disarming after strong Australian and global share returns from 2009-2014. Our experts continue to expect ‘lower returns and higher volatility’, but provide 3 tips for investors to handle bumpy financial markets and stay focused on long-term goals

Don't let market sentiment derail your portfolio from achieving your goals

February 2016
Global equity and credit markets have been very volatile since the beginning of the year. We believe markets have over-reacted and should rebound when sentiment improves. In the meantime, focus on your end goals and ensure your portfolio is well diversified and dynamically managed as market conditions evolve.

Don't let market sentiment derail your portfolio from achieving your goals

February 2016
Global equity and credit markets have been very volatile since the beginning of the year. We believe markets have over-reacted and should rebound when sentiment improves. In the meantime, focus on your end goals and ensure your portfolio is well diversified and dynamically managed as market conditions evolve.

Russell monthly update

February 2016
Russell monthly update

Russell monthly update

February 2016
Russell monthly update

Asia-Pacific: Waiting on hopes and fears

January 2016
2016: Stumblin’ in

We expect Asia-Pacific economies to respond to monetary stimulus, to currency devaluations, and to recovery in the U.S. and Europe. Equity markets lack momentum, but offer acceptable value. Bond markets across the region remain vulnerable.

Investment strategy outlook: The Fed Awakens

January 2016
Investment strategy outlook: The Fed Awakens

Quantitative Modeling: Moderation in all things

January 2016
Our models-based outlook continues to signal neutral on equity versus fixed income. Following the U.S. stock market rally in October of 2015, the signal moved toward equity, but not enough to indicate a bull market.

United States: Life after liftoff

January 2016
Show me the earnings

The U.S. economy has come a long way from the depths of the crisis: The unemployment rate has been slashed in half from 10% to 5% as of November 2015, the housing market has turned from a source of vulnerability to a source of growth, and the consumer is fundamentally supported by healthy employment growth and lower energy prices. The strength and cumulative progress of the economy is what prompted Janet Yellen and the Federal Open Market Committee (the Fed) to hike interest rates off of zero for the first time in seven years at their December meeting. Naturally, the market’s attention is now shifting squarely from the initial timing to the future pace of hikes.

Investment strategy outlook: The Fed Awakens

January 2016
Investment strategy outlook: The Fed Awakens

The eurozone: Maintain your enthusiasm Gas in the tank

January 2016
Eurozone risk assets have had a good year. In local currency terms, which we continually point out as an important consideration in our investment decision, the Russell Eurozone Index returned 17.2% as of Nov 30, 2015. Government bonds have done well too, with the periphery gaining 4% to 7%5 versus the core gaining 2%. Obviously, these healthy returns move up the starting point for eurozone assets, making it harder for them to continue to outperform. However, we believe there is enough gas left in the tank to keep the eurozone going for another year, albeit at a slower pace in terms of outperformance.

Quantitative Modeling: Moderation in all things

January 2016
Our models-based outlook continues to signal neutral on equity versus fixed income. Following the U.S. stock market rally in October of 2015, the signal moved toward equity, but not enough to indicate a bull market.

United States: Life after liftoff

January 2016
Show me the earnings

The U.S. economy has come a long way from the depths of the crisis: The unemployment rate has been slashed in half from 10% to 5% as of November 2015, the housing market has turned from a source of vulnerability to a source of growth, and the consumer is fundamentally supported by healthy employment growth and lower energy prices. The strength and cumulative progress of the economy is what prompted Janet Yellen and the Federal Open Market Committee (the Fed) to hike interest rates off of zero for the first time in seven years at their December meeting. Naturally, the market’s attention is now shifting squarely from the initial timing to the future pace of hikes.

The eurozone: Maintain your enthusiasm Gas in the tank

January 2016
Eurozone risk assets have had a good year. In local currency terms, which we continually point out as an important consideration in our investment decision, the Russell Eurozone Index returned 17.2% as of Nov 30, 2015. Government bonds have done well too, with the periphery gaining 4% to 7%5 versus the core gaining 2%. Obviously, these healthy returns move up the starting point for eurozone assets, making it harder for them to continue to outperform. However, we believe there is enough gas left in the tank to keep the eurozone going for another year, albeit at a slower pace in terms of outperformance.

FX Outlook 2016: The peak in the U.S. dollar

January 2016
The dollar bull cycle is maturing. In Chart 1, we see the trade-weighted real U.S. dollar (USD) exchange rate index against 27 developed country currencies (the narrow index), as calculated by the Bank for International Settlements. A high real exchange rate may signal overvaluation and a low rate suggests undervaluation.

Asia-Pacific: Waiting on hopes and fears

January 2016
2016: Stumblin’ in

We expect Asia-Pacific economies to respond to monetary stimulus, to currency devaluations, and to recovery in the U.S. and Europe. Equity markets lack momentum, but offer acceptable value. Bond markets across the region remain vulnerable.

Executive summary: Outlook 2016 - Curb your enthusiasm

January 2016
In our 2015 Annual Global Market Outlook we talked about how the bar for generating investment returns was rising as a result of stretched equity valuations, low bond yields and narrow credit spreads. This reality hit home in 2015. Global equities and fixed income barely posted positive returns for the year and anything related to emerging markets (EM) fared worse. Looking ahead to 2016, the bar keeps rising, and we believe it will likely be another year of limited upside potential for investment returns.

Executive summary: Outlook 2016 - Curb your enthusiasm

January 2016
In our 2015 Annual Global Market Outlook we talked about how the bar for generating investment returns was rising as a result of stretched equity valuations, low bond yields and narrow credit spreads. This reality hit home in 2015. Global equities and fixed income barely posted positive returns for the year and anything related to emerging markets (EM) fared worse. Looking ahead to 2016, the bar keeps rising, and we believe it will likely be another year of limited upside potential for investment returns.

FX Outlook 2016: The peak in the U.S. dollar

January 2016
The dollar bull cycle is maturing. In Chart 1, we see the trade-weighted real U.S. dollar (USD) exchange rate index against 27 developed country currencies (the narrow index), as calculated by the Bank for International Settlements. A high real exchange rate may signal overvaluation and a low rate suggests undervaluation.

2016 begins with a global market shock from China

January 2016
Déjà vu: Global markets once again spooked by economic news from China

2016 begins with a global market shock from China

January 2016
Déjà vu: Global markets once again spooked by economic news from China

Other things you should know

November 2015
You don't have to work for one of our employer clients to take advantage of Russell's global investment expertise, excellent member benefits and great value super.

Other things you should know

November 2015
You don't have to work for one of our employer clients to take advantage of Russell's global investment expertise, excellent member benefits and great value super.

Trust is everything: How to find an expert you can rely on

November 2015
The value of financial advice can be priceless, but choosing the right financial adviser can seem like a difficult decision. After all, you’re trusting someone to help you achieve your goals, manage your money and, most importantly, protect and grow your life savings.

Take advantage of super’s best kept secret

November 2015
The Australian Government’s Transition to Retirement (TTR) rules for super are designed to help older Australians ease into retirement. But they also offer some great tax perks, while you’re still working.

Trust is everything: How to find an expert you can rely on

November 2015
The value of financial advice can be priceless, but choosing the right financial adviser can seem like a difficult decision. After all, you’re trusting someone to help you achieve your goals, manage your money and, most importantly, protect and grow your life savings.

The BIG Picture

November 2015

Retirement. It's about living, not numbers.



You probably already have some idea about how you would like to live when you retire. Perhaps you would like more time with your family or to volunteer in your community. Maybe you’re thinking about a sea change or travelling the world in luxury.


Volatility for breakfast: the secret upside of unpredictable performance

November 2015
Ups and downs, bulls and bears, buying and selling – you can’t get away from volatility. It’s time to beat the hype with a new outlook.

The BIG Picture

November 2015

Retirement. It's about living, not numbers.



You probably already have some idea about how you would like to live when you retire. Perhaps you would like more time with your family or to volunteer in your community. Maybe you’re thinking about a sea change or travelling the world in luxury.


Volatility for breakfast: the secret upside of unpredictable performance

November 2015
Ups and downs, bulls and bears, buying and selling – you can’t get away from volatility. It’s time to beat the hype with a new outlook.

Missing something? Cross super off your To Do List

November 2015
Life happens. As much as we try to have all parts of our lives under control, it’s natural to let some things slide. It’s easy to overlook your super, miss a bill deadline or wait until your car starts making a strange ticking noise before you book your (overdue) service. That’s where we can help.

Missing something? Cross super off your To Do List

November 2015
Life happens. As much as we try to have all parts of our lives under control, it’s natural to let some things slide. It’s easy to overlook your super, miss a bill deadline or wait until your car starts making a strange ticking noise before you book your (overdue) service. That’s where we can help.

Top five super myths busted

November 2015
We want to help you make good decisions about your super, and to do that it’s important to know the facts. So we thought we’d bust some of the common myths and strange assumptions that litter the super landscape – and set the record straight.

Three minutes with your Portfolio Manager

November 2015
Three minutes with your Portfolio Manager

Three minutes with your Portfolio Manager

November 2015
Three minutes with your Portfolio Manager

Mr. Late, meet Ms. Early.

September 2015
We’ve all heard that old clichéd saying ‘the early bird catches the worm’ – so how can being the early bird help you to increase your super savings?

The Star Wars' guide to investing in volatile times.

September 2015
The Star Wars epic may be one of the greatest movie series ever created, but it can also offer us some lessons on how to manage our investment behaviour when the market is volatile. Yoda said it best when he told a young Anakin, “Patience you must have.”

Mr. Late, meet Ms. Early.

September 2015
We’ve all heard that old clichéd saying ‘the early bird catches the worm’ – so how can being the early bird help you to increase your super savings?

Fed keeps interest rates near zero a little longer

September 2015
At the closely watched September meeting of the U.S. Federal Open Market Committee, Chair Janet Yellen and the Committee kept interest rates on hold today. Russell Investments' strategists delve into what this record run of near-zero U.S. official interest rates means for Australian investors.

The Star Wars' guide to investing in volatile times.

September 2015
The Star Wars epic may be one of the greatest movie series ever created, but it can also offer us some lessons on how to manage our investment behaviour when the market is volatile. Yoda said it best when he told a young Anakin, “Patience you must have.”

Fed keeps interest rates near zero a little longer

September 2015
At the closely watched September meeting of the U.S. Federal Open Market Committee, Chair Janet Yellen and the Committee kept interest rates on hold today. Russell Investments' strategists delve into what this record run of near-zero U.S. official interest rates means for Australian investors.

Exploring the world’s investment frontiers

September 2015
Exploring the world’s investment frontiers

Exploring the world’s investment frontiers

September 2015
Exploring the world’s investment frontiers

Russell monthly update

August 2015
Here is a summary of investment markets for the month of August 2015.

Russell monthly update

August 2015
Here is a summary of investment markets for the month of August 2015.

Update - Global market volatility

August 2015
The past few weeks have seen increased volatility and sell-offs across global risk markets. This is a complex and evolving situation that increasingly impacted the global economy, where growing concerns over the economic slowdown in China have put downward pressure on multiple markets, particularly equity and commodity markets. What are Russell Investments’ strategists expecting?

Update - Global market volatility

August 2015
The past few weeks have seen increased volatility and sell-offs across global risk markets. This is a complex and evolving situation that increasingly impacted the global economy, where growing concerns over the economic slowdown in China have put downward pressure on multiple markets, particularly equity and commodity markets. What are Russell Investments’ strategists expecting?

Update - Global market volatility (PDF version)

August 2015
The past few weeks have seen increased volatility and sell-offs across global risk markets. This is a complex and evolving situation that increasingly impacted the global economy, where growing concerns over the economic slowdown in China have put downward pressure on multiple markets, particularly equity and commodity markets. What are Russell Investments’ strategists expecting?

Update - Global market volatility (PDF version)

August 2015
The past few weeks have seen increased volatility and sell-offs across global risk markets. This is a complex and evolving situation that increasingly impacted the global economy, where growing concerns over the economic slowdown in China have put downward pressure on multiple markets, particularly equity and commodity markets. What are Russell Investments’ strategists expecting?

Disrupting the status quo: Industry trends impacting not-for-profits

August 2015
Industry disrupters have the potential to fundamentally alter the ways in which businesses and organisations interact with their customers or communities. For not-for-profits, the potential impact of disruption should be evaluated in terms of how it may affect the investment portfolio or even, in some cases, the viability of the organisation. Some of today’s significant industry disrupters—technological, demographic, regulatory, social and environmental—are discussed as follows.

Finance-first approach delivers good social-impact returns for IBA

August 2015
Founded 25 years ago, Indigenous Business Australia (IBA) is a Federal government statutory agency with a mandate to facilitate economic independence for Aboriginal and Torres Strait Islander peoples. Through its ‘finance first’ approach, IBA pursues impact investing alongside Indigenous organisations. Rajiv Viswanathan spoke with Russell Investments about his experience since he became General Manager – Investments three years ago.

Focus Not-for-profit Newsletter Edition 3 - 2015

August 2015
In this edition we look at how the changing environment is increasing the demand on NFPs to accurately measure the outcomes of their work in the community.

Finance-first approach delivers good social-impact returns for IBA

August 2015
Founded 25 years ago, Indigenous Business Australia (IBA) is a Federal government statutory agency with a mandate to facilitate economic independence for Aboriginal and Torres Strait Islander peoples. Through its ‘finance first’ approach, IBA pursues impact investing alongside Indigenous organisations. Rajiv Viswanathan spoke with Russell Investments about his experience since he became General Manager – Investments three years ago.

Disrupting the status quo: Industry trends impacting not-for-profits

August 2015
Industry disrupters have the potential to fundamentally alter the ways in which businesses and organisations interact with their customers or communities. For not-for-profits, the potential impact of disruption should be evaluated in terms of how it may affect the investment portfolio or even, in some cases, the viability of the organisation. Some of today’s significant industry disrupters—technological, demographic, regulatory, social and environmental—are discussed as follows.

Focus Not-for-profit Newsletter Edition 3 - 2015

August 2015
In this edition we look at how the changing environment is increasing the demand on NFPs to accurately measure the outcomes of their work in the community.

The cycle of market emotions

August 2015
When things are great, we feel that nothing can stop us. And when things go bad, we look to take drastic action. Because emotions can be such a threat to an investor's financial health, it is important to be aware of them. This awareness can then protect you from the negative consequences of impulsive and irrational reactions to them.

The cycle of market emotions

August 2015
When things are great, we feel that nothing can stop us. And when things go bad, we look to take drastic action. Because emotions can be such a threat to an investor's financial health, it is important to be aware of them. This awareness can then protect you from the negative consequences of impulsive and irrational reactions to them.

Three reasons to consider the Russell High Dividend Australian Shares ETF (RDV)

July 2015
Three reasons to consider the Russell High Dividend Australian Shares ETF (RDV).

Three reasons to consider the Russell High Dividend Australian Shares ETF (RDV)

July 2015
Three reasons to consider the Russell High Dividend Australian Shares ETF (RDV).

Market update on China: What you need to know

July 2015
What’s happened in the Chinese stock market?

The Chinese market is split into multiple categories: the main ones include the A-shares market and the H-shares market. The former is primarily used by domestic Chinese investors, while the latter is used by foreign investors.

Market update on China: What you need to know

July 2015
What’s happened in the Chinese stock market?

The Chinese market is split into multiple categories: the main ones include the A-shares market and the H-shares market. The former is primarily used by domestic Chinese investors, while the latter is used by foreign investors.

Volatility in China: What you need to know

July 2015
Background: What's happened in the Chinese stock market? The China A-share market—the market used by domestic Chinese investors—has dropped sharply since mid-June 2015 following 150% in gains over the prior 12 months. Keep in mind that the China A-share market does not reflect the experience of most foreign investors into China (who mainly invest in China's H-share market).

Volatility in China: What you need to know

July 2015
Background: What's happened in the Chinese stock market? The China A-share market—the market used by domestic Chinese investors—has dropped sharply since mid-June 2015 following 150% in gains over the prior 12 months. Keep in mind that the China A-share market does not reflect the experience of most foreign investors into China (who mainly invest in China's H-share market).

Market update on Greece: What a 'Grexit' could mean for your super returns

July 2015
Headlines about Greece have dominated investment news media in recent months, as the country’s economic health has continued to deteriorate. In this update, our Investment Division team summarises the impact of the latest news for SuperSolution members.

Market update on Greece: What a 'Grexit' could mean for your super returns

July 2015
Headlines about Greece have dominated investment news media in recent months, as the country’s economic health has continued to deteriorate. In this update, our Investment Division team summarises the impact of the latest news for SuperSolution members.

Russell quarterly update

June 2015
Here's a summary of investment markets for the three months ending 30 June 2015.

Russell quarterly update

June 2015
Here's a summary of investment markets for the three months ending 30 June 2015.

How well do you know your high income ETF?

June 2015
As term deposit rates continue their decline on the back of falling interest rates, more and more investors are looking for high income opportunities.

How well do you know your high income ETF?

June 2015
As term deposit rates continue their decline on the back of falling interest rates, more and more investors are looking for high income opportunities.

Client review meetings

June 2015
While the media focuses on proposed changes to legislation and the latest technological gadgets, real progress is being made elsewhere. Advisers eager to grow profitable businesses have realised effective client review meetings can do more to improve results than simply focusing on finding more clients. The right approach can balance the needs of your AFSL holder, your business profitability and most importantly, your client.

Client review meetings

June 2015
While the media focuses on proposed changes to legislation and the latest technological gadgets, real progress is being made elsewhere. Advisers eager to grow profitable businesses have realised effective client review meetings can do more to improve results than simply focusing on finding more clients. The right approach can balance the needs of your AFSL holder, your business profitability and most importantly, your client.

Russell Investments/ASX Long-term Investing Report 2015

June 2015
This is the only widely available report that provides Australian investors with a comprehensive and factual comparison between the long-term returns of Australian residential investment property and key domestic and global asset classes – such as shares, fixed-interest investments and diversified managed funds.

Russell Investments/ASX Long-term Investing Report 2015

June 2015
This is the only widely available report that provides Australian investors with a comprehensive and factual comparison between the long-term returns of Australian residential investment property and key domestic and global asset classes – such as shares, fixed-interest investments and diversified managed funds.

PM Q&A: Global bonds

May 2015
Q1: We hear a lot about the importance of the US recovery to market prospects. What is your view of what is priced in and where are there still some possible surprise factors?

Globally, I think the key factors the market is attempting to price in certainly revolve around growth expectations, rates and inflationary expectations, evolving Central Bank policies, as well as geopolitical expectations.

PM Q&A: Global bonds

May 2015
Q1: We hear a lot about the importance of the US recovery to market prospects. What is your view of what is priced in and where are there still some possible surprise factors?

Globally, I think the key factors the market is attempting to price in certainly revolve around growth expectations, rates and inflationary expectations, evolving Central Bank policies, as well as geopolitical expectations.

Focus Funds & Investment - 2nd Edition 2015

May 2015
In this edition we focus on responsible investment practices, reporting and new developments.

Focus Funds & Investment - 2nd Edition 2015

May 2015
In this edition we focus on responsible investment practices, reporting and new developments.

Other things you should know

May 2015
Change to the Russell Australian Shares Portfolio – new benchmark from 1 July 2015

Pick a path

May 2015
Growth, balanced, conservative, cash…you’re in investment land. Knowing which path to take your superannuation down can seem complicated, but we’re here to help.

Pick a path

May 2015
Growth, balanced, conservative, cash…you’re in investment land. Knowing which path to take your superannuation down can seem complicated, but we’re here to help.

Other things you should know

May 2015
Change to the Russell Australian Shares Portfolio – new benchmark from 1 July 2015

One day, someday...just not today

May 2015
New research in social psychology suggests that most people think of their future selves as an entirely separate person from who they are today. We tend to think of our future self as a stranger, and this impacts the choices we make in saving for retirement.

One day, someday...just not today

May 2015
New research in social psychology suggests that most people think of their future selves as an entirely separate person from who they are today. We tend to think of our future self as a stranger, and this impacts the choices we make in saving for retirement.

Scrimping & saving. 4 ways to spend less and save more.

May 2015
It seems like everyone is counting their pennies these days. But it doesn’t have to be hard. Our phone based advice partner, Money Solutions, offer four simple money saving tips that could help you spend less today, so that you have much more money to spend in your future.

Scrimping & saving. 4 ways to spend less and save more.

May 2015
It seems like everyone is counting their pennies these days. But it doesn’t have to be hard. Our phone based advice partner, Money Solutions, offer four simple money saving tips that could help you spend less today, so that you have much more money to spend in your future.

Barina or Beemer? The quick tip to help you retire richer.

May 2015
Deciding your financial and lifestyle goals doesn’t have to be dull. Join us in a new game where everyone’s a winner. Choose the lifestyle you want, set your financial goal and take action.

Barina or Beemer? The quick tip to help you retire richer.

May 2015
Deciding your financial and lifestyle goals doesn’t have to be dull. Join us in a new game where everyone’s a winner. Choose the lifestyle you want, set your financial goal and take action.

Living the dream

May 2015
Sarah Ettershank had never won anything in her life until she took control of her super and won a fantastic trip for two.

Living the dream

May 2015
Sarah Ettershank had never won anything in her life until she took control of her super and won a fantastic trip for two.

Find, combine, then unwind. The three steps to more super money.

May 2015
For most Australians, by the time we retire, super will represent one of our biggest assets. It’s real money so it’s worth taking just a little bit of time to make sure it’s sorted.

Find, combine, then unwind. The three steps to more super money.

May 2015
For most Australians, by the time we retire, super will represent one of our biggest assets. It’s real money so it’s worth taking just a little bit of time to make sure it’s sorted.

2015-16 Federal Budget

May 2015
Whilst the 2014 Financial System Inquiry (FSI) included a number of recommendations related to superannuation, including possibly aligning pre - and post - retirement tax rates and reviewing the potentially distorting effects of the current capital gains tax and dividend imputation policies, the Budget has steered clear of these issues for now. These issues will be picked up by the Government's Tax White Paper process, which commenced with a discussion paper issued in March and will continue over the rest of 2015. More changes to super are unlikely to occur before the 2016 election.

2015-16 Federal Budget

May 2015
Whilst the 2014 Financial System Inquiry (FSI) included a number of recommendations related to superannuation, including possibly aligning pre - and post - retirement tax rates and reviewing the potentially distorting effects of the current capital gains tax and dividend imputation policies, the Budget has steered clear of these issues for now. These issues will be picked up by the Government's Tax White Paper process, which commenced with a discussion paper issued in March and will continue over the rest of 2015. More changes to super are unlikely to occur before the 2016 election.

Setting your investment timeframe

May 2015
Professor Portfolio says: "Setting your investment timeframe, or horizon, is an important step in making a financial decision."

Setting your investment timeframe

May 2015
Professor Portfolio says: "Setting your investment timeframe, or horizon, is an important step in making a financial decision."

PM Q&A: Global listed infrastructure

March 2015
What is the role of global listed infrastructure in a portfolio?

Infrastructure gives access to a number of attributes and different strategies can provide exposures to different combinations of these characteristics. My own view is the three most important characteristics of the asset class in a total portfolio context are:

PM Q&A: Global listed infrastructure

March 2015
What is the role of global listed infrastructure in a portfolio?

Infrastructure gives access to a number of attributes and different strategies can provide exposures to different combinations of these characteristics. My own view is the three most important characteristics of the asset class in a total portfolio context are:

Hot investment tips from Fund Manager of the year

March 2015
Pete Gunning, CEO Asia Pacific, talks about key investment opportunities to look for in 2015.

Hot investment tips from Fund Manager of the year

March 2015
Pete Gunning, CEO Asia Pacific, talks about key investment opportunities to look for in 2015.

Focus – Russell Investment’s Funds & Investment Bulletin

March 2015
In this edition of Focus we explore innovation in the financial services industry and how we are working to address some of our client's investment challenges.

Focus – Russell Investment’s Funds & Investment Bulletin

March 2015
In this edition of Focus we explore innovation in the financial services industry and how we are working to address some of our client's investment challenges.

Markets aren’t perfect – but neither are investors

March 2015
But maybe now your ambition should be to embrace your imperfections—at least when it comes to managing your investments? It may seem counterintuitive, but doing so can contribute to your long-term financial success.

The fossil fuel divestment story

March 2015
350.org1, a non-profit activist organisation founded in 2008, recently ignited a chain of university activism against the fossil fuel industry.

Markets aren’t perfect – but neither are investors

March 2015
But maybe now your ambition should be to embrace your imperfections—at least when it comes to managing your investments? It may seem counterintuitive, but doing so can contribute to your long-term financial success.

Considerations for implementing sustainable investing?

March 2015
Today, investors are faced with a number of options when determining how they want to implement a sustainable investing program. A variety of approaches can be considered, such as excluding companies involved in controversial industries, supporting the most sustainable companies, having a sharp focus on environmental, social, and governance (ESG) exposures, and using ownership to engage with companies.

Balancing fiduciary duty and social responsibility

March 2015
The interest in sustainable investing1 has grown tremendously over the past few years. With this shift comes a host of questions; one of the most important being whether implementing sustainable investing is within the guidelines of being a good fiduciary.

The fossil fuel divestment story

March 2015
350.org1, a non-profit activist organisation founded in 2008, recently ignited a chain of university activism against the fossil fuel industry.

Considerations for implementing sustainable investing?

March 2015
Today, investors are faced with a number of options when determining how they want to implement a sustainable investing program. A variety of approaches can be considered, such as excluding companies involved in controversial industries, supporting the most sustainable companies, having a sharp focus on environmental, social, and governance (ESG) exposures, and using ownership to engage with companies.

Focus: Not-for-Profit 2015 Edition 1

March 2015
At Russell we have been discussing the topic of social responsible investing with many organisations who are seeking an investment solution that meets their goals. Global NFP Director Heather Myers explains the balance of fiduciary duties NFP Director's tread with social responsible investing. With the fossil fuel debate continuing to gain momentum Manisha Kathuria outlines the different approaches NFPs are considering to this topic. We also discuss the variety of investment options available for organisations to determine right approach for their needs.

Balancing fiduciary duty and social responsibility

March 2015
The interest in sustainable investing1 has grown tremendously over the past few years. With this shift comes a host of questions; one of the most important being whether implementing sustainable investing is within the guidelines of being a good fiduciary.

Focus: Not-for-Profit 2015 Edition 1

March 2015
At Russell we have been discussing the topic of social responsible investing with many organisations who are seeking an investment solution that meets their goals. Global NFP Director Heather Myers explains the balance of fiduciary duties NFP Director's tread with social responsible investing. With the fossil fuel debate continuing to gain momentum Manisha Kathuria outlines the different approaches NFPs are considering to this topic. We also discuss the variety of investment options available for organisations to determine right approach for their needs.

Russell monthly update

February 2015
Here is a summary of investment markets for the month of February 2015.

Russell monthly update

February 2015
Here is a summary of investment markets for the month of February 2015.

Russell Investments' 2015 Annual Global Outlook

January 2015
Investors face divergent central bank policies and differential growth rates across the globe through 2015, all but guaranteeing the need for another year of living actively.

Russell Investments' 2015 Annual Global Outlook

January 2015
Investors face divergent central bank policies and differential growth rates across the globe through 2015, all but guaranteeing the need for another year of living actively.

Focus – Russell Investment's Funds and Investment Newsletter

December 2014
Russell Investment's Funds and Investment Newsletter

Focus – Russell Investment's Funds and Investment Newsletter

December 2014
Russell Investment's Funds and Investment Newsletter

US perspective: Annuities find a home in retirement plans

December 2014
In October 2014, the US Treasury Department and the US Department of Labor (DOL) took steps that will make it easier for employers who sponsor defined contribution (DC) plans to place members' contributions into deferred annuities.

US perspective: Annuities find a home in retirement plans

December 2014
In October 2014, the US Treasury Department and the US Department of Labor (DOL) took steps that will make it easier for employers who sponsor defined contribution (DC) plans to place members' contributions into deferred annuities.

Case Study: Index replication to reduce costs and lower turnover

December 2014
We regularly assist superannuation clients to help improve the efficiency of their portfolios and provide cost savings. In this article we outline a case study of a recent client that has been assisted by our Implementation Services team.

Case Study: Index replication to reduce costs and lower turnover

December 2014
We regularly assist superannuation clients to help improve the efficiency of their portfolios and provide cost savings. In this article we outline a case study of a recent client that has been assisted by our Implementation Services team.

Dynamic Real Return Funds

December 2014
While the concept is certainly not new there is a growing number of dynamic or multi-asset real return funds in the market place today. These funds are not slaves to the peer group benchmark nor are they just a rebranded balanced fund. While more often than not, these funds sit neatly next to established balanced funds they provide the added benefits of combining longer-term objectives and shorter-term dynamism, along with exposure to opportunistic and esoteric investment opportunities. This added flexibility comes from focusing on outcome orientated objectives (CPI+ X%) and not driving through their peer group rear-view mirror. Investor appetite for these funds has increased simultaneously, as the desire for smoother return streams, avoiding significant draw downs and reduced reliance on the equity-risk premium dovetails with the search for the next investment opportunity.

Dynamic Real Return Funds

December 2014
While the concept is certainly not new there is a growing number of dynamic or multi-asset real return funds in the market place today. These funds are not slaves to the peer group benchmark nor are they just a rebranded balanced fund. While more often than not, these funds sit neatly next to established balanced funds they provide the added benefits of combining longer-term objectives and shorter-term dynamism, along with exposure to opportunistic and esoteric investment opportunities. This added flexibility comes from focusing on outcome orientated objectives (CPI+ X%) and not driving through their peer group rear-view mirror. Investor appetite for these funds has increased simultaneously, as the desire for smoother return streams, avoiding significant draw downs and reduced reliance on the equity-risk premium dovetails with the search for the next investment opportunity.

Financial System Inquiry

December 2014
On 7 December 2014, the Government released the final report of the Financial System Inquiry.

Financial System Inquiry

December 2014
On 7 December 2014, the Government released the final report of the Financial System Inquiry.

Perfecting the nudge: using insights to influence member behaviour

December 2014
According to conventional financial theory, investors are rational "wealth maximisers". But we know this isn't the case, particularly when it comes to superannuation. Within Russell's SuperSolution Master Trust we're using insights derived from behavioural finance to gently steer our members toward better decisions and improve their financial security - one small step at a time.

Perfecting the nudge: using insights to influence member behaviour

December 2014
According to conventional financial theory, investors are rational "wealth maximisers". But we know this isn't the case, particularly when it comes to superannuation. Within Russell's SuperSolution Master Trust we're using insights derived from behavioural finance to gently steer our members toward better decisions and improve their financial security - one small step at a time.

Focus – Corporate Super

December 2014
Welcome to the third edition of the Russell Investment newsletter. In this edition we explore the psychology of investor behavior.

The war for key talent rages on

December 2014
Ryan McGhee is Campbell Arnott's Senior HR Manager, Talent Acquisition & Shared Services. Here, he talks about the books and events that are inspiring him and analyses the challenges facing human resources executives.

Focus – Corporate Super

December 2014
Welcome to the third edition of the Russell Investment newsletter. In this edition we explore the psychology of investor behavior.

Don't be caught in the wave?

December 2014
We all know that it's easy for investors to get caught up in "now" – whether that is represented by all-time market highs or record-breaking lows. It's much more difficult to keep your eye on the long-term future, particularly since investing is wrought with emotions.

Don't be caught in the wave?

December 2014
We all know that it's easy for investors to get caught up in "now" – whether that is represented by all-time market highs or record-breaking lows. It's much more difficult to keep your eye on the long-term future, particularly since investing is wrought with emotions.

The war for key talent rages on

December 2014
Ryan McGhee is Campbell Arnott's Senior HR Manager, Talent Acquisition & Shared Services. Here, he talks about the books and events that are inspiring him and analyses the challenges facing human resources executives.

The Hot Seat with Jim L'Estrange

November 2014
In this issue of Focus, we interview Jim L'Estrange, CEO of the Cancer Council NSW, to discuss the unique nature of running a not-for-profit enterprise.

The Hot Seat with Jim L'Estrange

November 2014
In this issue of Focus, we interview Jim L'Estrange, CEO of the Cancer Council NSW, to discuss the unique nature of running a not-for-profit enterprise.

Focus: Not-for-Profit 3rd edition

November 2014
In this edition, Jim L'Estrange shares his views on the unique nature of running a charity organisation and highlights the changing environment for NFPs.

Charities are a serious business

November 2014
Former federal Coalition leader Dr John Hewson says organisations in the not-for-profit sector need to be a lot more business-like if they want to be successful.

Focus: Not-for-Profit 3rd edition

November 2014
In this edition, Jim L'Estrange shares his views on the unique nature of running a charity organisation and highlights the changing environment for NFPs.

Charities are a serious business

November 2014
Former federal Coalition leader Dr John Hewson says organisations in the not-for-profit sector need to be a lot more business-like if they want to be successful.

SuperStream: creating a new wave in payroll process

September 2014
Russell SuperSolution Account Manager, David Follmi reflects on the changes impacting the payroll process for Australian companies. This article discusses many of the challenges corporate payroll teams face in managing the complexity of superannuation processing.

The next step in MySuper journey

September 2014
Did you know the biggest change with MySuper hasn't happened yet?

We know that many employers and superannuation members thought that MySuper was done after new products were launched and the new system took effect on 1 January 2014. However, what many people don't realise is that what will probably be the biggest change for members with MySuper is still yet to come.

The next step in MySuper journey

September 2014
Did you know the biggest change with MySuper hasn't happened yet?

We know that many employers and superannuation members thought that MySuper was done after new products were launched and the new system took effect on 1 January 2014. However, what many people don't realise is that what will probably be the biggest change for members with MySuper is still yet to come.

SuperStream: creating a new wave in payroll process

September 2014
Russell SuperSolution Account Manager, David Follmi reflects on the changes impacting the payroll process for Australian companies. This article discusses many of the challenges corporate payroll teams face in managing the complexity of superannuation processing.

In search of cost savings: uncovering the hidden costs in managing portfolios

September 2014
The FSC has suggested that cost inefficiencies may be widespread throughout the superannuation industry. The structured procurement process for corporate superannuation maintains a highly competitive fee structure for MasterTrust. However if your investment manager does not have the right capabilities there are several additional investment costs that can occur.

In search of cost savings: uncovering the hidden costs in managing portfolios

September 2014
The FSC has suggested that cost inefficiencies may be widespread throughout the superannuation industry. The structured procurement process for corporate superannuation maintains a highly competitive fee structure for MasterTrust. However if your investment manager does not have the right capabilities there are several additional investment costs that can occur.

TDs and hybrids – have you considered an alternative?

August 2014
With concerns about potential future volatility in our markets, it is important to remind clients about the importance of diversification. In particular, ensuring that you have multiple defensive levers to manage the potential risks in a portfolio.

Smart Beta - Good Value

August 2014
A recent Russell market survey, entitled Smart Beta: A Deeper Look at Asset Owner Perceptions, confirms that institutional investors in North America and Europe are actively using smart beta indexes in strategic and tactical ways to pursue a variety of investment outcomes.

Smart Beta - Good Value

August 2014
A recent Russell market survey, entitled Smart Beta: A Deeper Look at Asset Owner Perceptions, confirms that institutional investors in North America and Europe are actively using smart beta indexes in strategic and tactical ways to pursue a variety of investment outcomes.

TDs and hybrids – have you considered an alternative?

August 2014
With concerns about potential future volatility in our markets, it is important to remind clients about the importance of diversification. In particular, ensuring that you have multiple defensive levers to manage the potential risks in a portfolio.

Financial System Inquiry - Interim

July 2014
On 15 July 2014, David Murray AO presented the interim report for the Financial System Inquiry (FSI). Mr Murray chairs the Committee charged by the Treasurer to examine how the national financial system could be positioned to best meet Australia’s evolving needs and support economic growth.

Financial System Inquiry - Interim

July 2014
On 15 July 2014, David Murray AO presented the interim report for the Financial System Inquiry (FSI). Mr Murray chairs the Committee charged by the Treasurer to examine how the national financial system could be positioned to best meet Australia’s evolving needs and support economic growth.

Sound liquidity management is key for NFPs

July 2014
Even if your organisation has a steady hand on its spending policy, if it's not paired with sound liquidity management, the results can be disastrous. Before we get into what sound liquidity management involves, let's start by defining what we mean by liquidity. In terms of your investment program and spending policy, it means being able to:

Sound liquidity management is key for NFPs

July 2014
Even if your organisation has a steady hand on its spending policy, if it's not paired with sound liquidity management, the results can be disastrous. Before we get into what sound liquidity management involves, let's start by defining what we mean by liquidity. In terms of your investment program and spending policy, it means being able to:

Investor sentiment: Looking inside the market's mood swings

June 2014
Let's face it, 2014 is playing out about as nicely as we could expect, so far. The U.S. economy is gradually improving as evidenced by improved employment, increasing lending by banks, and the May 22nd, 2014 Markit U.S. Manufacturing PMI survey. Even global tensions in the Ukraine and South China Sea don't seem to have rattled investors. Still, I have noticed an underlying note of caution among investors who otherwise seem content to ride along with the current market trend.

A meaningful comparison of asset class returns over 10 and 20 years

June 2014
The 16th edition of the annual report commissioned by the ASX and prepared by Russell Investments provides an analysis of the investment returns of different asset classes over the past 10 and 20 year periods to 31 December 2013. The report considers the impact of tax, costs and borrowing on ultimate investment returns to provide investors with insight into how different investments have performed over the medium to long term.

Investor Instinct: Managing money amid human biases

June 2014
Russell's Chief Executive, APAC, Peter Gunning, discusses the components and impacts of investor behaviour.

Investor sentiment: Looking inside the market's mood swings

June 2014
Let's face it, 2014 is playing out about as nicely as we could expect, so far. The U.S. economy is gradually improving as evidenced by improved employment, increasing lending by banks, and the May 22nd, 2014 Markit U.S. Manufacturing PMI survey. Even global tensions in the Ukraine and South China Sea don't seem to have rattled investors. Still, I have noticed an underlying note of caution among investors who otherwise seem content to ride along with the current market trend.

A meaningful comparison of asset class returns over 10 and 20 years

June 2014
The 16th edition of the annual report commissioned by the ASX and prepared by Russell Investments provides an analysis of the investment returns of different asset classes over the past 10 and 20 year periods to 31 December 2013. The report considers the impact of tax, costs and borrowing on ultimate investment returns to provide investors with insight into how different investments have performed over the medium to long term.

Investor Instinct: Managing money amid human biases

June 2014
Russell's Chief Executive, APAC, Peter Gunning, discusses the components and impacts of investor behaviour.

Seeing beyond biases: Supplement to the 2014 Long-term investing report

June 2014
In this supplementary, Russell explores how investors should respond if the changes that emerged in markets in 2013 mark the start of a new long-term paradigm shift or just a short term phenomena caused by overexcited markets.

Seeing beyond biases: Supplement to the 2014 Long-term investing report

June 2014
In this supplementary, Russell explores how investors should respond if the changes that emerged in markets in 2013 mark the start of a new long-term paradigm shift or just a short term phenomena caused by overexcited markets.

2014-15 Federal budget – superannuation update for members

May 2014
Australians braced for what was promised to be "a tough but fair" Budget, but the Budget delivered little change for superannuation members.

2014-15 Federal budget – superannuation update for members

May 2014
Australians braced for what was promised to be "a tough but fair" Budget, but the Budget delivered little change for superannuation members.

When do I plan to retire?

May 2014
There is a lot to consider when making the decision about when to retire. It is important to take into account:

Using RVL in a portfolio

May 2014
ETFs can be used in a portfolio to help implement a variety of strategies for different investor types.

Using RDV in a portfolio

May 2014
Situation: Paul and Fiona Cummings are retired and have established a SMSF. They would like to structure their portfolio so that they can meet their short term retirement goals and cover their current expenses. They also want to ensure they will have enough money to meet their long term retirement needs.

Using RVL in a portfolio

May 2014
ETFs can be used in a portfolio to help implement a variety of strategies for different investor types.

Using RDV in a portfolio

May 2014
Situation: Paul and Fiona Cummings are retired and have established a SMSF. They would like to structure their portfolio so that they can meet their short term retirement goals and cover their current expenses. They also want to ensure they will have enough money to meet their long term retirement needs.

How should I invest?

May 2014
Making the right investment choices can mean the difference between achieving and not achieving the lifestyle you want in retirement. Whether you like to get actively involved or let the professionals manage your investments, you can use our tools to help ensure that your investment strategy will:

When do I plan to retire?

May 2014
There is a lot to consider when making the decision about when to retire. It is important to take into account:

How should I invest?

May 2014
Making the right investment choices can mean the difference between achieving and not achieving the lifestyle you want in retirement. Whether you like to get actively involved or let the professionals manage your investments, you can use our tools to help ensure that your investment strategy will:

CPI five percent what does it really mean?

April 2014
Many Australian not-for-profits have an investment objective for their portfolio to reach CPI + 5%. Whether driven by their operating environment or regulatory constraints this is an ambitious target to achieve over the long-term.

CPI five percent what does it really mean?

April 2014
Many Australian not-for-profits have an investment objective for their portfolio to reach CPI + 5%. Whether driven by their operating environment or regulatory constraints this is an ambitious target to achieve over the long-term.

Method or Madness: Exploring differences in the treatment of franking credits in after-tax benchmarks

April 2014
Transitioning Australian equity portfolios to after-tax benchmarks is a current trend amongst Australian superannuation funds. The trend has been fuelled by funds' new legal obligations to focus on after-tax investment outcomes.

Editor's Corner

April 2014
Welcome to Russell's Winter not-for-profit newsletter.

NFP: Year of the Horse demands active investment approach

April 2014
The ebb and flow of the markets can be unpredictable - here we explain how economic conditions are likely to impact members' investment returns in the year ahead.

Editor's Corner

April 2014
Welcome to Russell's Winter not-for-profit newsletter.

Balancing the needs of today and tomorrow

April 2014
Spending cash now or saving for a better future is a balancing act we all deal with everyday. As a result of what I claim is 'human nature' my wife has implemented 'Spending Rules'. In the same way but on a much more grand and complex scale, spending rules are at the heart of the fiscal discipline of any not-for-profit organisation (NFP). Spending policies are the output of the compromise between the conflicting goals of providing substantial support for current operations (spending cash now) and preserving purchasing power of endowment assets for the provision of substantial support for future beneficiaries (providing for a better future).

The model of success

April 2014
It's never been easy for not-for-profits to meet spending targets consistently. But in today's increasingly volatile environment, meeting these targets is even more daunting. Only compounding the challenge is the growing complexity of the environment for not-for-profits (NFPs) in Australia: from potential legislative change, to the introduction of the National Disability Insurance Scheme (NDIS) impacting funding sources for some organisations.

A bull in China's shop

April 2014
Graham Harman reports on China's bullish economic and market outlook for the year.

Method or Madness: Exploring differences in the treatment of franking credits in after-tax benchmarks

April 2014
Transitioning Australian equity portfolios to after-tax benchmarks is a current trend amongst Australian superannuation funds. The trend has been fuelled by funds' new legal obligations to focus on after-tax investment outcomes.

Every dollar counts

April 2014
This is an era of change and challenge in the NFP sector, with many NFPs reporting pressures on traditional mission funding models. The Productivity Commission's 2010 report into the NFP sector starkly highlighted that, by and large, investment portfolios were failing to really help NFPs further their missions in a material way – on average, investment returns contributed only around 3.4% of an NFP's overall mission funding. In particular NFP organisations have the opportunity to leverage from their tax profile.

A bull in China's shop

April 2014
Graham Harman reports on China's bullish economic and market outlook for the year.

Balancing the needs of today and tomorrow

April 2014
Spending cash now or saving for a better future is a balancing act we all deal with everyday. As a result of what I claim is 'human nature' my wife has implemented 'Spending Rules'. In the same way but on a much more grand and complex scale, spending rules are at the heart of the fiscal discipline of any not-for-profit organisation (NFP). Spending policies are the output of the compromise between the conflicting goals of providing substantial support for current operations (spending cash now) and preserving purchasing power of endowment assets for the provision of substantial support for future beneficiaries (providing for a better future).

Every dollar counts

April 2014
This is an era of change and challenge in the NFP sector, with many NFPs reporting pressures on traditional mission funding models. The Productivity Commission's 2010 report into the NFP sector starkly highlighted that, by and large, investment portfolios were failing to really help NFPs further their missions in a material way – on average, investment returns contributed only around 3.4% of an NFP's overall mission funding. In particular NFP organisations have the opportunity to leverage from their tax profile.

The model of success

April 2014
It's never been easy for not-for-profits to meet spending targets consistently. But in today's increasingly volatile environment, meeting these targets is even more daunting. Only compounding the challenge is the growing complexity of the environment for not-for-profits (NFPs) in Australia: from potential legislative change, to the introduction of the National Disability Insurance Scheme (NDIS) impacting funding sources for some organisations.

NFP: Year of the Horse demands active investment approach

April 2014
The ebb and flow of the markets can be unpredictable - here we explain how economic conditions are likely to impact members' investment returns in the year ahead.

What you need to know about investment choice

March 2014
If you're thinking about making a change to your super investments, there are a number of factors you need to consider. In this webcast, Greg reveals the two main questions you need to ask yourself before choosing an investment option.

Who can certify my proof of ID?

March 2014
All copied pages of ORIGINAL proof of identification documents need to be certified as true copies by any individual approved to do so.

Who can certify my proof of ID?

March 2014
All copied pages of ORIGINAL proof of identification documents need to be certified as true copies by any individual approved to do so.

What you need to know about investment choice

March 2014
If you're thinking about making a change to your super investments, there are a number of factors you need to consider. In this webcast, Greg reveals the two main questions you need to ask yourself before choosing an investment option.

What happens to my super if I'm made redundant?

January 2014
If you have been offered a redundancy package, you will need to make a number of financial and lifestyle decisions. The good news is that you don't need to worry about your Russell Super account. Russell SuperSolution is designed to go everywhere with you, right through your working life and into your retirement years – so that you will only ever need one superannuation account.

The benefits of financial advice

January 2014
See the difference advice has made in various situations.

Start contributing sooner rather than later

January 2014
See how Nick did better than Tom to improve his retirement outcome by starting to contribute earlier.

What happens to my super if I'm made redundant?

January 2014
If you have been offered a redundancy package, you will need to make a number of financial and lifestyle decisions. The good news is that you don't need to worry about your Russell Super account. Russell SuperSolution is designed to go everywhere with you, right through your working life and into your retirement years – so that you will only ever need one superannuation account.

When can I access my super?

January 2014
Most super savings are preserved, which means you generally can't withdraw your money until you meet a condition of release. The main conditions of release include:

Start contributing sooner rather than later

January 2014
See how Nick did better than Tom to improve his retirement outcome by starting to contribute earlier.

Tips on choosing your investment strategy

January 2014
It is important that you choose an investment strategy that is right for you.

The benefits of financial advice

January 2014
See the difference advice has made in various situations.

The different components to your super

January 2014
Most of your superannuation savings are 'preserved'. This means you generally cannot withdraw your super until you reach your preservation age (or you meet a special circumstance).

Tips and traps for pension transfers

January 2014
If you are transferring accrued pension payments from overseas, here are some tips and traps you should be aware of.

Tips on choosing your investment strategy

January 2014
It is important that you choose an investment strategy that is right for you.

When can I access my super?

January 2014
Most super savings are preserved, which means you generally can't withdraw your money until you meet a condition of release. The main conditions of release include:

Why Invest in Super

January 2014
See how Brad ended up with $5,300 more than Leonie, who invested in a term deposit.

Why Invest in Super

January 2014
See how Brad ended up with $5,300 more than Leonie, who invested in a term deposit.

The different components to your super

January 2014
Most of your superannuation savings are 'preserved'. This means you generally cannot withdraw your super until you reach your preservation age (or you meet a special circumstance).

What is compound interest?

January 2014
It's the concept of adding accumulated interest to your original investment at regular intervals (for example, monthly). It means that you steadily earn interest on your original amount, plus on the interest you have already received. This can make a huge difference on your eventual return, particularly over the long term (like in your superannuation).

What is compound interest?

January 2014
It's the concept of adding accumulated interest to your original investment at regular intervals (for example, monthly). It means that you steadily earn interest on your original amount, plus on the interest you have already received. This can make a huge difference on your eventual return, particularly over the long term (like in your superannuation).

Can I roll over an Employment Termination Payment (ETP)?

January 2014
No. From 1 July 2012, you cannot roll any ETPs you receive into your super. However if you take your ETP in cash you can still contribute some or all of it into your super as a personal after-tax contribution. You should be aware that contribution limits apply to any contributions you make. We recommend you speak to a financial adviser to discuss your options as there are a number of factors to consider such as tax.

Can I cash in my super if I am made redundant?

January 2014
Your super is made up of different preservation components, which can only be accessed if certain conditions are met.

Can I cash in my super if I am made redundant?

January 2014
Your super is made up of different preservation components, which can only be accessed if certain conditions are met.

Can I roll over an Employment Termination Payment (ETP)?

January 2014
No. From 1 July 2012, you cannot roll any ETPs you receive into your super. However if you take your ETP in cash you can still contribute some or all of it into your super as a personal after-tax contribution. You should be aware that contribution limits apply to any contributions you make. We recommend you speak to a financial adviser to discuss your options as there are a number of factors to consider such as tax.

Tips and traps for pension transfers

January 2014
If you are transferring accrued pension payments from overseas, here are some tips and traps you should be aware of.

How does a death benefit work?

January 2014
Should you die while you are a member of iQ SuperTM, a lump sum benefit will be paid. The lump sum is normally equal to your leaving service benefit plus, if you are eligible, an insured component. You should read your Product Disclosure Statement (PDS) for specific details about how your death benefit is calculated and whether you qualify for an insured amount.

Dollar cost averaging – Slow and Steady wins the race

January 2014
See the impact of Alice's lump sum investment in super versus Bob's regular contributions after one year.

How does a death benefit work?

January 2014
Should you die while you are a member of iQ SuperTM, a lump sum benefit will be paid. The lump sum is normally equal to your leaving service benefit plus, if you are eligible, an insured component. You should read your Product Disclosure Statement (PDS) for specific details about how your death benefit is calculated and whether you qualify for an insured amount.

Dollar cost averaging – Slow and Steady wins the race

January 2014
See the impact of Alice's lump sum investment in super versus Bob's regular contributions after one year.

Are you on track?

January 2014
Rather than waiting until retirement to find out you have a shortfall, you can avoid a gap just by checking how you are going along the way and taking action if you need to.

Leaving your employer – some things you need to know

January 2014
Leaving your job will usually bring significant changes to your life. One thing that won't need to change is the super fund you are with.* Russell SuperSolution is designed to go everywhere with you, right through your working life and beyond into your retirement years – so you will only ever need one superannuation account.

Leaving your employer – some things you need to know

January 2014
Leaving your job will usually bring significant changes to your life. One thing that won't need to change is the super fund you are with.* Russell SuperSolution is designed to go everywhere with you, right through your working life and beyond into your retirement years – so you will only ever need one superannuation account.

Are you on track?

January 2014
Rather than waiting until retirement to find out you have a shortfall, you can avoid a gap just by checking how you are going along the way and taking action if you need to.

How much should I contribute to my super?

January 2014
Depending on when you retire, your money may need to last more than 20 years. The Superannuation Guarantee contributions your employer makes to your super may not be enough to give you the lifestyle you want in retirement. Use our Contributions Optimiser calculator to help you see:

How much is enough?

January 2014
There are a few ways to work out how much income you will need.

How much should I contribute to my super?

January 2014
Depending on when you retire, your money may need to last more than 20 years. The Superannuation Guarantee contributions your employer makes to your super may not be enough to give you the lifestyle you want in retirement. Use our Contributions Optimiser calculator to help you see:

How much is enough?

January 2014
There are a few ways to work out how much income you will need.

Investor case study: How RDV can be used in retirement planning

October 2013
Investor case study: How RDV can be used in retirement planning

Investor case study: How to use RDV to rebalance a portfolio to the growth target with added dividend benefits

October 2013
Investor case study: How to use RDV to rebalance a portfolio to the growth target with added dividend benefits

Investor case study: How RDV can improve diversification of a direct shares portfolio

October 2013
Investor case study: How RDV can improve diversification of a direct shares portfolio

Investor case study: How RDV can be used in retirement planning

October 2013
Investor case study: How RDV can be used in retirement planning

Investor case study: How RDV can play an important role in a transition-to-retirement strategy

October 2013
Investor case study: How RDV can play an important role in a transition-to-retirement strategy

Investor case study: How RDV can improve diversification of a direct shares portfolio

October 2013
Investor case study: How RDV can improve diversification of a direct shares portfolio

Investor case study: How to use RDV to rebalance a portfolio to the growth target with added dividend benefits

October 2013
Investor case study: How to use RDV to rebalance a portfolio to the growth target with added dividend benefits

Investor case study: How RDV can play an important role in a transition-to-retirement strategy

October 2013
Investor case study: How RDV can play an important role in a transition-to-retirement strategy

Full Report: ASX / Russell Long-term Investing Report 2013

July 2013
Full Report: ASX / Russell Long-term Investing Report 2013

Full Report: ASX / Russell Long-term Investing Report 2013

July 2013
Full Report: ASX / Russell Long-term Investing Report 2013

Introduction to ETFs

July 2011
Find out why ETFs are one of the fastest growing investment vehicles in the world.

Introduction to ETFs

July 2011
Find out why ETFs are one of the fastest growing investment vehicles in the world.

Long-Term Investing Report

June 2011
This report investigates the performance of various types of investments over the past 10, 20 and 25 years. The 25 years analysis is a special addition to this year's Report in recognition of Russell's 25th anniversary in the Australian market place.

Long-Term Investing Report

June 2011
This report investigates the performance of various types of investments over the past 10, 20 and 25 years. The 25 years analysis is a special addition to this year's Report in recognition of Russell's 25th anniversary in the Australian market place.
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